Instead of liquidating your NRE, NRO or FCNR deposits in times of needs, borrow against them as an overdraft

Draw as much as you need, and pay interest only on the drawn amount till you repay. Your deposits continue to earn interest

Overdraft limits

Deposit typeOD limit
NRE90% of the deposit amount
NRO90% of the deposit amount
FCNR70% of the deposit amount

Premature withdrawal

You cannot prematurely close your deposits if an overdraft is outstanding on the account

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