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Loans against Assets

Leverage your investments in securities and savings in fixed deposits to get attractive loans.

Leverage your investments in securities and savings in fixed deposits to get attractive loans – in convenient overdrafts against your HDFC Bank account. HDFC Bank’s Loans against Assets are a simple way to get funds in times of need, allowing you to hold on to your securities and FDs. The overdraft facility allows you to draw only as much as you need, helping you save on interest costs..


Loan Against Securities

  • Pledge the widest range of securities as collateral
  • Enjoy highly competitive interest rates and processing charges
  • Adjust your overdraft by adding or withdrawing collateral

Loan Against Fixed Deposits

  • Get an overdraft against your NRE, NRO or FCNR deposits
  • No need to liquidate your deposits when you need funds
  • Pay interest only on the drawn amount till you repay