FEATURES

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FEES & CHARGES


Enclosed below are HDFC Bank EZEE Current Account Interest Rates & Charges

Fees & Charges for Ezee Current Account effective 1st November, 2022

Fees and Charges for EZEE Current Account
Description of ChargesEzee Current Account
Current Accounts with Cheque facility
Average Quarterly BalanceMetro and Urban – Rs. 50,000/-  (AQB)
Semi urban and rural – Rs 25,000/- (AQB)
Non-Maintenance Charges (per Quarter/Month/half yearly)Rs. 1800/- per quarter
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of three calender months.
Cash transactions
Cash Deposit
Cash Deposit-Home and Non-home branchesCombined(Home+ Non-Home Location) Limits
Higher of 4 lacs and 6 times Current Month AMB ( Upper cap - 50 lacs ) or 25 txns
(Whichever is breached first)
Operational limit for cash deposit -Non - Home BranchesMaximum Rs.1,00,000/- per day.
Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit.
Cash Withdrawal
Cash Withdrawal-Home BranchFree
Cash Withdrawal - Non Home Branch5 lacs per month
Intercity transactions (except Dahej)
Account to account fund transfer within HDFC BankFree
Intercity cheque payments at HDFC Bank locations (Outside Home Branch City)Free
Intercity cheque collections at HDFC Bank locations (Outside Home Branch City)Free
Bulk Transaction limit150
Cheque Collection
Outstation cheque collection at HDFC Bank locationsUp to Rs. 1,00,000/- charged at Rs. 25/- per instrument Above Rs. 1,00,000/- and upto Rs. 2,00,000/- charged at Rs. 50/- per instrument Above Rs. 2,00,000/- and upto Rs. 3,00,000/- charged at Rs. 100/- per instrument
Above Rs. 3,00,000/- charged at Rs. 150/- per instrument
Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR chequeUpto Rs. 25,000/- charged at Rs. 50/- per instrument
Above Rs. 25,000/- and up to Rs. 1,00,000/- charged at Rs. 100/- per instrument
Above Rs. 1,00,000/- charged at Rs. 150/- per instrument
Outstation cheque collection through speed clearingUp to Rs. 100,000/- Free
Above Rs. 100,000/- Rs. 40/- per instrument
Cheque Book Charges
Cheque Book Charges (Issued by Bank)

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

Payable at par cheques. Free 100 cheque leaves per month. Charges Rs. 2/- per leaf beyond 100 leaves
Free Monthly Cheque LeavesMetro and Urban – Rs. 50,000/-  (AQB)
Semi urban and rural – Rs 25,000/- (AQB)
Local transactions (At home branch location)
Local cheques collections & paymentsFree
Account to account fund transfer within HDFC BankFree
Remittance facility through own Bank
Demand Drafts (DD)/Pay Orders (PO) payable at HDFC Bank locations (Issued from any branch)Free up to 20 Dds or (PO) per month. Above 20 instruments, charges @ Rs. 25/- per instrument
DD/PO Cancellation/RevalidationRs. 50/- per instrument
DD/PO at Bank locationFree up to 20 DD/POs per month
(Combined Limit)
NEFT transactions :
Payments(At branch)Upto Rs. 1 Lakh - Rs. 2 + GST; Above Rs. 1 Lakh - Rs. 10 + GST 
CollectionsFree
RTGS transactions
Payments(At branch)Above Rs. 2 Lakh - Rs. 15 + GST 
CollectionsFree
NEFT/RTGS payments are free through netbanking
Other Current Account facilities
Monthly Account StatementFree
Issue of Duplicate / Adhoc StatementBranch – Rs. 100/- per statement 
PhoneBanking (Non IVR) – Rs. 75/- per instrument 
NetBanking, MobileBanking, PhoneBanking – IVR, ATM, InstaQuerry – Rs. 50/- per statement.
Bouncing of cheques- Local
Cheques drawn on us
Due to insufficient funds

Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument
Due to funds transfer cheque return - ₹ 350/- per instrument

Due to technical reasons

₹ 50/- per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)

Cheques deposited returned unpaid

Local & Outstation - ₹ 200/- instrument

Doorstep Banking *
Cash Pickup Charges (within municipal city limits)
Cash pickup up to Rs. 1 LakhRs. 150/- per pickup
Cash pickup beyond Rs. 1 Lakh and up to Rs. 2 LakhRs. 200/- per pickup
Cash pickup beyond Rs. 2 Lakh and up to Rs. 3 LakhRs. 300/- per pickup
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager.
Miscellaneous
Balance enquiryRs. 30/-
TDS CertificateFree
Balance Confirmation CertificateRs. 100/-
Interest CertificateRs. 100/-
Cheque Status per instanceRs. 25/-
Photo VerificationRs. 100/- per instance
Address ConfirmationFree
Signature VerificationRs. 100/- per instance
Setting up of Standing InstructionsNil
Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs. 50/- per instance

Re-generation of Phone Banking TIN (request received at branch for physical dispatch)

Free

Re-generation of IPIN (request received at branch for physical dispatch)

₹ 40/- per request

SI rejectsUpto 3 returns - Rs. 250 /instance
4th return onward Rs. 750 /instance
ECS (Debit) Return Charges
(Quarterly Charges)
Upto 3 returns - Rs. 350/ instance
4th return onward Rs. 750 /instance
Old Records / Copy of Paid Cheque

Rs. 80 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of lost cardRs. 200/-
Copy Retrieval RequestRs. 100/-
Re-Issuance of PINRs. 50/- (plus taxes)
ATM Usage:
Transacton TypeBalance InquiryCash Withdrawal
HDFC Bank ATMsFreeFree
Non-HDFC Bank ATMs
DomesticOn all transactions ( Financial + Non financial ), Charges applicable @Rs.20/- per transaction
International*

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

Rs.25/- per transactionRs.125/- per transaction
transaction Decline Charge (at Non HDFC Bank ATMs)Rs. 25/- per transaction
Stop Payment Charges
Particular cheque

₹ 100/- (Free through Net Banking and Phone Banking)

Range of cheques

₹ 200/- (Free through Net Banking and Phone Banking)

Account Closure:
Up to 14 daysNo Charge
15 days to 6 monthsRs. 1,000/-
6 months to 12 monthsRs. 500/-
Beyond 12 monthsNo Charge
Activation of Dormant / inoperative accountNo Charge
Charges on all IMPS Outgoing transactions:
Slabs (Rs)Charges Exclusive of GST (Rs)
Up to 100,0005
100,001 upto 200,00015
Debit Cards (only for Individuals & Sole Proprietorship)
Debit Cards (only for Individuals & Sole Proprietorship)
Debit card
BusinessRegularWomenGoldPlatinumTitanium
Annual fee per cardRs. 250 p.a.Rs. 100 p.a.Rs. 100 p.a.Rs. 500 p.a.Rs. 500 p.a.Rs. 250 p.a.
Daily ATM limitRs. 50,000Rs. 25,000Rs. 25,000Rs. 50,000Rs. 1,00,000Rs. 50,000
Daily merchant establishment Point-of-sale limitRs. 75,000Rs. 40,000Rs. 40,000Rs. 75,000Rs. 1,25,000Rs. 75,000

NOTE:

  • All charges are exclusive of GST as applicable from time to time
  • Mode of calculation of minimum account balance: Average of daily balances of each day spread over a period of three months (Calender Quarter)
  • Value added services such as cheque printing, continuous stationary, bulk DD etc will be chargeable Please contact your branch manager for further details.