FEES & CHARGES
Enclosed below are HDFC Bank EZEE Current Account Interest Rates & Charges
| Fees and Charges for EZEE Current Account | |||||||
|---|---|---|---|---|---|---|---|
| Description of Charges | Ezee Current Account | ||||||
| Current Accounts with Cheque facility | |||||||
| Average Quarterly Balance | Metro and Urban – Rs. 50,000/- (AQB) Semi urban and rural – Rs 25,000/- (AQB) | ||||||
| Non-Maintenance Charges (per Quarter/Month/half yearly) | Rs. 1800/- per quarter | ||||||
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of three calender months. | ||||||
| Cash transactions | |||||||
| Cash Deposit | |||||||
| Cash Deposit-Home and Non-home Location | Combined(Home+ Non-Home Location) Limits Higher of 4 lacs and 6 times Current Month AMB ( Upper cap - 50 lacs ) or 25 txns (Whichever is breached first) | ||||||
| Cash deposit in low denomination notes i.e. Rs 50 and below @ any HDFC Bank Branch (monthly) | 1. Cash deposit in notes = Free up to Rs 10,000/- per month, beyond free limit chargeable at 2% of cash deposit in low denomination notes | ||||||
| 2. Cash deposit in coins = Free up to Rs 1,000/- per month, beyond free limit chargeable at 5% of cash deposit in coins | |||||||
| Operational limit for cash deposit -Non - Home Branches | Maximum Rs.1,00,000/- per day. | ||||||
| Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit. | |||||||
| Cash Withdrawal | |||||||
| Cash Withdrawal-Home Branch | Free | ||||||
| Cash Withdrawal - Non Home Branch | 5 lacs per month | ||||||
| Intercity transactions | |||||||
| Account to account fund transfer within HDFC Bank | Free | ||||||
| Intercity cheque payments at HDFC Bank locations (Outside Home Branch City) | Free | ||||||
| Intercity cheque collections at HDFC Bank locations (Outside Home Branch City) | Free | ||||||
| Bulk Transaction limit | 150 | ||||||
| Cheque Book Charges | |||||||
| Cheque Book Charges (Issued by Bank) ( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.) | Payable at par cheques. Free 100 cheque leaves per month. Charges Rs. 3/- per leaf beyond 100 leaves | ||||||
| Free Monthly Cheques Leave | 100 | ||||||
| Local transactions (At home branch location) | |||||||
| Local cheques collections & payments | Free | ||||||
| Account to account fund transfer within HDFC Bank | Free | ||||||
| Remittance facility through own Bank | |||||||
| Demand Drafts (DD)/Pay Orders (PO) payable at HDFC Bank Locations (Issued from any branch) | Free 20 DD/PO per month. Charges ₹ 1/- per ₹ 1000/-, Min ₹ 50/- and Max ₹ 3000/- per instrument beyond free limit | ||||||
| NEFT transactions : | |||||||
| Payments(At branch) | Upto Rs. 1 Lakh - Rs. 2 + GST; Above Rs. 1 Lakh - Rs. 10 + GST | ||||||
| Collections | Free | ||||||
| RTGS transactions | |||||||
| Payments(At branch) | Above Rs. 2 Lakh - Rs. 15 + GST | ||||||
| Collections | Free | ||||||
| NEFT/RTGS payments are free through netbanking | |||||||
| Other Current Account facilities | |||||||
| Monthly Account Statement | Free | ||||||
| Issue of Duplicate / Adhoc Statement | Branch – Rs. 100/- per statement PhoneBanking (Non IVR) – Rs. 75/- per instrument NetBanking, MobileBanking, PhoneBanking – IVR, ATM, InstaQuerry – Rs. 50/- per statement. | ||||||
| Bouncing of cheques- Local | |||||||
| Cheques drawn on us | |||||||
| Due to insufficient funds | Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument | ||||||
| Due to technical reasons | ₹ 50/- per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.) | ||||||
| Cheques deposited returned unpaid | Local & Outstation - ₹ 200/- instrument | ||||||
| Doorstep Banking * | |||||||
| Cash Pickup Charges (within municipal city limits) | |||||||
| Upto Rs 1 lac | Rs 200/- per pickup | ||||||
| Beyond Rs 1 lac and upto Rs 2 lac | Rs 225/- per pickup | ||||||
| Beyond Rs 2 lac and upto Rs 4 lac | Rs 350/- per pickup | ||||||
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager. | |||||||
| Miscellaneous | |||||||
| Balance enquiry | Free | ||||||
| TDS Certificate | Free | ||||||
| Balance Confirmation Certificate | Rs. 100/- | ||||||
| Interest Certificate | Rs. 100/- | ||||||
| Cheque Status per instance | Free | ||||||
| Photo Verification | Rs. 100/- per instance | ||||||
| Address Confirmation | Free | ||||||
| Signature Verification | Rs. 100/- per instance | ||||||
| Setting up of Standing Instructions | Nil | ||||||
| Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs. 50/- per instance | ||||||
Re-generation of IPIN (request received at branch for physical dispatch) | ₹ 40/- per request | ||||||
| SI rejects | Upto 3 returns - Rs. 250 /instance 4th return onward Rs. 750 /instance | ||||||
| ECS (Debit) Return Charges (Quarterly Charges) | Upto 3 returns - Rs. 350/ instance 4th return onward Rs. 750 /instance | ||||||
| Old Records / Copy of Paid Cheque | |||||||
| Rs. 80 per record | |||||||
| Common Charges for Debit / ATM Cards | |||||||
| Replacement of damaged card | Free | ||||||
| Replacement of lost card | Rs. 200/- | ||||||
| Copy Retrieval Request | Rs. 100/- | ||||||
| Re-Issuance of PIN | Free through ATM/Net Banking, Rs. 50/- in case of Physical PIN | ||||||
| |||||||
| Stop Payment Charges | |||||||
| Particular cheque | ₹ 100/- (Free through Net Banking and Phone Banking) | ||||||
| Range of cheques | ₹ 200/- (Free through Net Banking and Phone Banking) | ||||||
| Account Closure: | |||||||
| Up to 14 days | No Charge | ||||||
| 15 days to 6 months | Rs. 1,000/- | ||||||
| 6 months to 12 months | Rs. 500/- | ||||||
| Beyond 12 months | No Charge | ||||||
| Activation of Dormant / inoperative account | No Charge | ||||||
| Charges on all IMPS Outgoing transactions: | |||
|---|---|---|---|
| ₹ 0 - ₹ 1000 | ₹ 3.50/- per txn | ||
| ₹ 1001 - ₹ 100000 | ₹ 5/- per txn | ||
| Above ₹ 100000 | ₹ 15/- per txn | ||
| Debit Cards (only for Individuals & Sole Proprietorship) | |||
| Debit Card | EasyShop Business# | ATM Card | |
| Annual Fee per card | Rs 350/- plus taxes | Free | |
| Daily ATM limit | Rs. 1,00,000 | Rs. 10,000 | |
| Daily Merchant Establishment Point of Sale limit | Rs. 5,00,000 | NA | |
| # Also available for partnership firms & limited company current accounts. In case, the MOP (Mode of Operation) is conditional, all AUS (Authorized Signatories) have to sign the form jointly. *Revised Business Debit Card charges are effective from 1st August’2024 | |||
NOTE:
- All charges are exclusive of GST as applicable from time to time
- Mode of calculation of minimum account balance: Average of daily balances of each day spread over a period of three months (Calender Quarter)
- Value added services such as cheque printing, continuous stationary, bulk DD etc will be chargeable Please contact your branch manager for further details.
