Key Features

Payment Solutions

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Loan Offerings:


Choose your loan as per your business needs from various loan options viz. Business Loans, Dukandar Overdraft Facility and Loan against Credit Cards.



Business Loan:


To fund your growing business needs, you can access collateral free loans up to ₹75 Lakh at competitive interest rates. Disbursal in 10 seconds without documentation for select pre-approved customers.

Dukandar Overdraft Facility:


A stress-free financing solution to manage your daily funding requirements. Avail an overdraft up to 10 Lakh and pay interest only on the amount utilised. What’s more, it's collateral-free and offers flexible repayment options.

Loan against Credit Card:


To meet your urgent fund needs, HDFC Bank Credit Card customers can avail pre-approved loans against their card.

  • Insta Loan: Get up to ₹5 Lakh which can be availed within your credit card limit.

  • Jumbo Loan: Get up to ₹15 Lakh which will be over and above your credit card limit.

Grow your business