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Get MSME Working Capital Loan at An Attractive Interest Rate

To ensure smooth business operations at all times, you need greater purchasing power and liquidity. With HDFC Bank MyBusiness, Ab har business hoga kamyab. Our mission is to help you drive your business forward and overcome challenges.

Our Working Capital Loans will empower you to tide over cash flow issues in no time. We assure to extend this need based finance by extending loans at reasonable interest rates and flexible repayment and collateral options. With HDFC Bank MyBusiness solutions, financial support is easily available because we believe that success is for every business. 

Term Loans

Term Loans

Get term loans with customised repayment options


Term Loans

  • Get loans for business expansion, capital expenditure and purchase of fixed assets
  • Schedule repayments to match your cash flow
  • Enjoy services at all branch locations
Working Capital Finance

Working Capital Finance

Get fund based and non-fund based loans for your working capital needs


Turnover Less Than Equal To ₹ 7.5 Crores

  • Enjoy credit facility upwards of ₹ 10 lakhs
  • Receive pre-qualified business credit cards to meet business expenses
  • Choose from a wide range of collaterals including property, shares, stock, book debts and gold

Turnover Greater Than ₹ 7.5 Crores

  • Choose from a range of fund-based and non-fund based financing solutions
  • Avail low cost credit to meet short-term requirements
  • Select repayment schedule to match your cash flow

Working Capital for Contractors

Enjoy quick, attractive loans for your contracting business


Working Capital For Contractors

Working Capital For Contractors
  • Working Capital For ContractorsBenefit from attractive interest rates on loans
  • Working Capital For ContractorsUse commercial/construction equipment as security collateral
  • Working Capital For ContractorsGet funds quicker with shorter processing and disbursal time APPLY ONLINE

Working Capital for Transporters

Get easy loans for your transport business’s short-term needs


Working Capital For Transporters

  • Enjoy attractive interest rates and speedy processing
  • Bank on the go with internet banking and phone banking facilities
  • Use commercial vehicles and property as collateral security