Financing options

Avail a range of financing services for your business:

  • Cash credit / overdraft
  • Letter of credit
  • Bank guarantee
  • Buyers credit
  • Short term finance
  • Packing credit
  • Post shipment limits
  • Bill discounting
  • Structured cash flow financing

Cash credit/ overdraft

Fund business inventory (raw materials and finished goods) and receivables (debtors) with cash credit and overdraft

Letter of credit

Avail import financing through letters of credit accepted globally with a strong trade finance set up

Correspondent banking arrangements with more than 450 banks worldwide and direct members of SWIFT

Meet business obligations with our complex letters of credit

Bank guarantee

Fulfill business requirements with bank guarantees

Trade finance desks

Reach out to your relationship manager for tailor-made solutions

Short-term finance

Benefit from low-cost credit and cash flow financing to meet short-term requirements


Select repayment schedule to match your cash flow

Services for exporters

Get packing credit and post-shipment credit

Choose between INR and foreign currencies

Opt for advances against exports

Post shipment credit

Fund your export sales receivables through a range of options:

Negotiations/ payments/ acceptance of export documents under letters of credit

Purchase/ discount of export documents under confirmed orders/ export contracts, etc

Advances against export bills sent on a collection basis; exports sent on a consignment basis; undrawn balance on exports and approved deemed exports

Bill discounting

Opt for customised bill discounting solutions for short term financing

Benefit from nationwide network of branches and correspondent banks

Structured cash flow financing

Bridge cash flow mismatches with tailored products