Processing Fees

Upto 1% (plus taxes) of the facility amount or Rs 7500/- (plus taxes) whichever is higher

Rs 5000/- (plus taxes) will be collected upfront as non-refundable administrative cost towards the legal and valuation expenses incurred prior loan sanction. For Shopkeeper Loan (unsecured): Upto 2% (plus taxes) of the facility amount. No Processing Fee & Renewal Fee will be charged for the cases worth CAM value upto  Rs.5 lacs

Renewal Fees

Upto 1% (plus taxes) of facility amount.

Additional Interest

Charged @ 18.00% p.a. for overdue / delay / default of any monies payable

Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges

Loan at the sole discretion of HDFC Bank Ltd.

* Floating rates are linked to Repo as declared by RBI from time to time. Such loans/ facilities are reset at 3 month frequency
** All Guaranteed Emergency Credit Line (GECL) Products are linked to HB_EBLR rate.