Description of charges
Healthcare Finance - HDFC Bank
Cheque bouncing charges
Rs.550 per return instance
4 % + GST as applicable
Late Payment Penalty
2% per month on unpaid EMI
Processing fees (Non-Refundable)
1% of the Loan amount + applicable Service Taxes
Asset verification charges
Loan Cancellation charges
Rs 2000 /- + service tax applicable
Legal/Collection/Repossession and Incidental charges
upto 1.5% of the Loan amount
Issuance of Duplicate NOC and Special NOC Charges.
Rs 500/- will be charged for Physical copy
Cheque Swap Charges
Repayment Schedule Charges
All the fee should be made vide Account payee Cheque / Pay order /Demand draft/ Fund transfer/Autodebit/ RTGS/ NEFT / ECS.
* NIL foreclosure charges / pre-payment penalties on all floating rate term loans sanctioned to individual borrowers, with immediate effect. Service Tax is also applicable over and above the regular charges.
*Service tax wherever applicable will be charged extra.