FEES & CHARGES


Enclosed below are HDFC Bank Supreme Current Account fees and charges

Fees & Charges for Supreme Current Account effective 1st January, 2016

Fees and Charges for Supreme Current Account
Description of ChargesSupreme Current Account
Current Accounts with Cheque facility
Average Quarterly BalanceRs. 1,00,000/- per quarter for Metro and Urban branches and Rs. 40,000/- per quarter for Semi-Urban and Rural branches
Non-Maintenance Charges per quarterRs. 3000/- per quarter, if Average Quarterly Balance is less than Rs. 1,00,000/- per quarter for Metro and Urban branches and Rs.40,000/- per quarter for Semi-Urban and Rural branches
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of three calender months.
Cash transactions
Cash Deposit
Cash Deposit-Home and Non-home branchesFree up to higher of Rs. 10 lakhs per month or 10 times the Average Monthly Balance maintained in the current month or 40 transactions, whichever is breached earlier (subject to a maximum of Rs. 75 lakh per month). Deposit in excess of these limits will be charged @ Rs. 4/- per 1000/-, minimum Rs. 50/- per transaction.
Operational limit for cash deposit -Non -Home BranchesMaximum Rs.3,00,000/- per day.
Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit.
Cash Withdrawal
Cash Withdrawal-Home BranchFree at Home Branch
Cash Withdrawal-Non Home Branch - Intracity & IntercityFree cash withdrawal up to Rs.10 lacs per month , beyond which Rs.2/- per Rs.1000/-; minimum Rs.100/-per transaction . Third party cashwithdrawal allowed up to maximum Rs. 50,000/- per transaction.
Intercity transactions
Account to account fund transfer within HDFC BankFree
Intercity cheque payments at HDFC Bank locations (Outside Home Branch City)Free
Intercity cheque collections at HDFC Bank locations (Outside Home Branch City)Free
Bulk transaction Charges (includes all clearing and account to account fund transfer transactions)All transactions (clearing and fund transfers) are subject to a maximum of 200 free transactions per month, beyond which charges @ Rs. 10/- per transaction would be levied.
Outstation Cheque Collection
On HDFC Bank LocationsRs. 20/- per instrument
Outstation Cheque Collection at Correspondent Bank LocationUp to Rs. 35,000/- charged at Rs. 50/- per instrument
Above Rs. 35,000/- and upto Rs. 1,00,000/- charged at Rs. 100/- per instrument
Above Rs. 1,00,000/- charged at Rs. 150/- per instrument
Outstation Cheque Collection at Clean Location (Non-Corr Bank Location) and Non-MICR chequeUpto Rs. 25,000/- charged at Rs. 50/- per instrument
Above Rs. 25,000/- and up to Rs. 1,00,000/- charged at Rs. 100/- per instrument
Above Rs. 1,00,000/- charged at Rs. 150/- per instrument
Outstation cheque collection through speed clearingUp to Rs. 100,000/- Free
Above Rs. 100,000/- the charge is Rs. 15/- per instrument
Cheque Book Charges
Cheque Book Charges (Issued by Bank)

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

Payable at par cheques. Free 200 cheque leaves per month. Charges Rs. 2/- per leaf beyond 200 leaves
Local transactions (At home branch location)
Local cheques collections & paymentsFree
Account to account fund transfer within HDFC BankFree
Remittance facility through own Bank
Demand Drafts (DD)/Pay Orders (PO) payable at HDFC Bank locations (Issued from any branch)Free up to 30 DDs/POs per month. Above 30 instruments, charges @ Rs. 25/- per instrument
DD/PO Cancellation/RevalidationRs. 100/- per instrument
NEFT transactions :
PaymentsFree
CollectionsFree
RTGS transactions
PaymentsFree
CollectionsFree
Other Current Account facilities
Monthly Account StatementFree
Issue of Duplicate / Adhoc StatementBranch – Rs. 100/- per statement 
PhoneBanking (Non IVR) – Rs. 75/- per instrument 
NetBanking, MobileBanking, PhoneBanking – IVR, ATM, InstaQuerry – Rs. 50/- per statement.
Bouncing of cheques- Local
Cheques drawn on us
Due to insufficient fundsUp to 2 instruments per month - Rs. 500 per instrument ;On 3rd instrument onwards - Rs. 750 per instrument
Due to technical reasonsNo charge
Cheques deposited returned unpaidLocal Cheque: Rs 100 per instrument and Outstation Cheque:Rs 150 per instrument
Doorstep Banking *
Cash Pickup Charges (within municipal city limits)
Cash pickup up to Rs. 1 LakhRs. 150/- per pickup
Cash pickup beyond Rs. 1 Lakh and up to Rs. 2 LakhRs. 200/- per pickup
Cash pickup beyond Rs. 2 Lakh and up to Rs. 3 LakhRs. 300/- per pickup
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager.
Miscellaneous
Balance enquiryRs. 25/-
TDS CertificateFree
Balance Confirmation CertificateRs. 50/-
Interest CertificateRs. 50/-
Cheque Status per instanceRs. 25/-
Photo VerificationRs. 100/- per instance
Address ConfirmationRs. 100/- per instance
Signature VerificationRs. 100/- per instance
Setting up of Standing InstructionsNil
Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs. 50/- per instance
TIN/IPIN Regeneration (requests received at the branch for physical dispatch)Rs. 50/- per instance
SI rejectsUpto 3 returns - Rs. 350/ instance
4th return onward Rs. 750 /instance
ECS (Debit) Return Charges
(Quarterly Charges)
Upto 3 returns - Rs. 350/ instance
4th return onward Rs. 750 /instance
Old Records / Copy of Paid Cheque
Up to 1 YearRs. 50 per record
Above 1 YearRs. 100 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of lost cardRs. 200/-
Copy Retrieval RequestRs. 100/-
Re-Issuance of PINRs. 50/- (plus taxes)
ATM Usage:
Transacton TypeBalance InquiryCash Withdrawal
HDFC Bank ATMsFreeFree
Non-HDFC Bank ATMs
Domestic3 transaction in 6 Cities** and 5 transactions in other than above cities free per month, beyond which charges applicable @Rs.20/- per transaction
Note : **6 Cities- Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs will be considered
International*

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

Rs.25/- per transactionRs.125/- per transaction
transaction Decline Charge (at Non HDFC Bank ATMs)Rs. 25/- per transaction
Stop Payment Charges
Particular chequeRs. 100/-  (Free through PhoneBanking)
Range of chequesRs. 250/- (Free through PhoneBanking)
Account Closure:
Up to 14 daysNo Charge
15 days to 6 monthsRs. 1,000/-
6 months to 12 monthsRs. 500/-
Beyond 12 monthsNo Charge
Activation of Dormant / inoperative accountNo Charge
Charges on all IMPS Outgoing transactions:
Slabs (Rs)Charges Exclusive of GST (Rs)
Up to 100,0005
100,001 upto 200,00015
Debit Cards (only for Individuals & Sole Proprietorship)
Debit Cards (only for Individuals & Sole Proprietorship)
Debit card
BusinessRegularWomenGoldPlatinumTitanium
Annual fee per cardRs. 250 p.a.Rs. 100 p.a.Rs. 100 p.a.Rs. 500 p.a.Rs. 500 p.a.Rs. 250 p.a.
Daily ATM limitRs.50,000Rs. 25,000Rs. 25,000Rs. 50,000Rs. 1,00,000Rs. 50,000
Daily merchant establishment Point-of-sale limitRs. 75,000Rs. 40,000Rs. 40,000Rs. 75,000Rs. 1,25,000Rs. 75,000

NOTE:

  • All charges are exclusive of GST as applicable from time to time
  • Mode of calculation of minimum account balance: Average of daily balances of each day spread over a period of three months (Calender Quarter)
  • Value added services such as cheque printing, continuous stationary, bulk DD etc will be chargeable Please contact your branch manager for further details.