Get Loan against Commodities stored in Warehouses at attractive interest rates with speedy processing


  • Loans depending upon your needs and eligibility.
  • Loan against wide range of commodities.
  • Supervision of empanelled Collateral Managers of HDFC Bank Ltd.
  • Attractive interest rates.
  • Funding extended against commodities stocked in a range of different warehouses/godowns.
  • Stock Insurance Cover - Stock insurance facility for stocked commodities.
  • Customer enabled first ever Mobile application for pledge transaction
  • Repayment available in parts.

Trader, Processors and Farmers

Farmers/traders storing produce in warehouse/cold storages against pledge of Warehouse/cold storage receipt.


  • Quick Loan Process.
  • Competitive pricing – Attractive Loan Rates & Charges.
  • Transparency –No hidden charges with complete clarity and update at each step.

Basic Documentation

  • Pre-approved documents
  • Copy of Land document (in case of Farmers)/Firm latest Financial statement
  • Last Six months bank statement
  • Any other document as per bank discretion on case to case basis
  • Address Proof*: Voter ID Card/ Electricity Bill/ Telephone Bill/ Bank Passbook/ Passport/ Ration Card/ Aadhar card
  • Photo Id/Signature Proof*: PAN Card/Voter ID/Bank Passbook/Driving Licence

* Not required for existing customers of the Bank (a/c number may be quoted)

Login Document Checklist

  • Complete application form along with annexure (duly filled and signed by the customer).
  • Copy of KYC - Know your customer. KYC is a form which will let the bank know who its customer is, his/her address and his/her financial and occupational status.
  • Copy of land document.
  • All documents should be self-attested by applicant/borrower.

Traders, Processors and Farmers can now view and manage their Pledge transactions from their smart phones anywhere and anytime !

Some of the salient product features are:

  • Secured authentication and login process.
  • Apply Pledge Loan Against Warehouse Receipt
  • Initiate Loan repayment and Stock release
  • Initiate Warehouse Addition Request
  • OTP based approvals provide high security to Transactions
  • View Margin /M2M Calls for the Stock
  • Download historical Loan Statements
  • View real time Loan Outstanding Details

​​​​​​​Click Here to Download App