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Eligibility & Documentation |
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Eligibility Criteria
Salaried Individuals including employees of Public and Private limited companies
/ Partnership Firms / Proprietorship Firms, Government Sector employees including
public sector undertakings and central, state and local bodies:
- Minimum age of Applicant: 21 years
- Maximum age of Applicant at loan maturity: 65 years
- Minimum employment: 1 year employment with the current employer
- Minimum Net Monthly Income : Rs.7,000 p.m. ( Rs. 6000 /- for select
cities) Salary has to be credited in the account.
- Available in select cities
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License/ Pan
card/ Credit Card with photo/ Company ID card of certain MNC/ Public Ltd./
PSU/ Govt. company/ Photo & signature attested by Bankers)
- Address Proof (Tel/elect. Bill/ Rental agr. / Passport copy/ Driving
License/ /Bank passbook)
- Bank Statements (latest 3 months bank statement /passbook). Age of bank
A/C should be 6 months
- Latest salary slip.
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Eligibility Criteria
Self Employed (Individuals) - Filing I.T. Returns - include
self-employed - Sole proprietors, Partners & Directors in the Business of
Manufacturing, Trading or Services
- Minimum age of Applicant: 24 years
- Maximum age of Applicant at loan maturity: 60 years
- Minimum employment: 2 yrs in the same business
- Minimum Annual Income: Rs. 100,000/- p.a. ( Rs. 70,000 p.a. for select
cities)
- Available in select cities
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/ Pan
card/ Cr. Card with photo/ Ration card (If Photo is given) /Photo attested
by Bankers).
- Address Proof (Tel/elect. Bill/ Rental agr. / Passport copy/ Driving
License/ /Bank passbook)
- Bank Statements (latest 180 days (6 months) bank statement /passbook).
Age of Bank A/C should be 6 months.
- Last 2 years ITR along with computation of income/P&L/Balance Sheet.
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Eligibility Criteria
Self Employed (Individuals) - Shop keepers Not filing I.T. returns - include
Shopkeepers who are not filing ITRs but are having physical shop with a Shops
& Establishment Certificate or its substitutes **.
- Minimum age of Applicant: 26 years
- Maximum age of Applicant at loan maturity: 60 years
- Minimum stability in business to be > 3 yrs.
- Available in select cities
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License/ Pan
card/ Credit Card with photo/ Company ID card of certain MNC/ Public Ltd./
PSU/ Govt. company/ Photo & signature attested by Bankers)
- Address Proof (Tel/elect. Bill/ Rental agr. / Passport copy/ Driving
License/ /Bank passbook)
**Shop License (Shop & Establishment Cert/ Trade
License/ Sales Tax Registration/ Service Tax Registration/ VAT registration)
- Bank Statements (latest 6 months bank statement /passbook). Age of Bank
A/C should be > 1 year.
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Just fill the Online Application Form and our representative will get in touch with you shortly.
Other Ways to apply :
*Conditions Apply
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