Features:
Loan amount and tenure- With HDFC Bank Personal Loan for wedding, you can get anywhere between Rs 50,000 to Rs 40 lakh, with a flexible tenure of 12-60 months.
No security required- You can get a Marriage Loan without a security or collateral, as HDFC Bank gives these Personal Loans for weddings bsis your monthly salasry and the company you work at.
Quick, hassle-free disbursal- You can get a Personal Loan for marriage in little or no time. If you are an existing HDFC Bank customer, you can get a pre-approved wedding loan almost instantly. For others too, the approval is granted within 4 hours. Once approved, you get the loan amount within one working day of document submission.
Online application process- You can apply for an HDFC Bank wedding loan online. The process is very simple and easy to follow. In just a few clicks, you can avail apply for the loan without having to visit the bank branch in person. You can also track your application easily using our mobile app.
Ready assistance- If and when you need any help with your loan, you can always reach out via WhatsApp, Webchat, Click2Talk, PhoneBanking, or call us at 7065970659.
Eligibility:
- Salaried employees at select private limited companies and public sector undertakings (inlcluding central, state and local bodies)
- Must be between 21 years and 60 years of age
- Must have had a job for at least 2 years, with a minimum of 1 year with the current employer
- For an HDFC Bank Salary Account holder, must have a minimum net monthly income of Rs 25,000. For a non-HDFC Bank Salary Account holder, must have a minimum net monthly income of Rs 50,000
*Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal is at the sole discretion of HDFC Bank Ltd.
Documents:
- Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
- Address proof (copy of passport/voter ID card/driving license/Aadhaar)
- Bank statement for the previous 3 months (Passbook for previous 6 months)
- Two latest salary slips/current dated salary certificate with the latest Form 16
- Proof of end use
Interest Rates & Charges:
| Rate of Interest | 10.50 % to 25.00% |
| Processing Fees | Upto 4999 + GST |
| Tenure | 03 Months to 72 Months |
| Documents Required | No Documents for Pre-approved Personal Loan |
| For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC | |
| Updated as 26th May 2023 |
