Healthcare has become increasingly expensive for many, especially in urban India. If you or your family member is ailing, it may not be possible to cover the high costs within the insurance amount or through your savings. In such cases, you may opt for a quick cash loan.
There are some steps you can take to speed up the loan disbursal process.
- Choose the right product – It is essential that you select the right kind of loan for your needs. While there are several loans offered by a bank, Personal Loans are available more easily and quickly as compared to the rest. At HDFC Bank, selected pre-approved customers can get loans within 10 seconds of completing application.
- Keep the right documents handy– Although Personal Loans are available by submitting minimal documents, you need to ensure that you submit the right documents and have them readily available. Your bank’s executive can guide you through the list of right documents. You may quickly check the same online. This will ensure there are no difficulties in your loan disbursal process.
- Choose an amount you are eligible for – Apply for a loan amount you are eligible for. You might be tempted to apply for a higher loan amount to fulfil several needs apart from the emergency at hand. However, if the amount is not within your eligibility, it might take a longer time to process your request. To ensure hassle-free disbursal, you can check your eligibility online within a minute using the Personal Loan EMI Calculator.
Getting a Personal Loan is easy. If you are a selected pre – approved HDFC Bank customer, you can easily get the loan disbursed in your account within 10 seconds. For non – HDFC Bank customers, you can easily get the loan within 4 hours. Moreover, with EMIs at Rs. 2,162 per lac, you can also enjoy a stress free repayment process.
To apply for HDFC Bank Personal Loan, click here.
Read more on how to tackle the rising cost of medical care.
* Terms & conditions apply. Personal Loan disbursal at sole discretion of HDFC Bank Ltd.
