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You are here: Personal Banking > Loans > Express Loans > Fees & Charges         Hindi Version         Marathi Version

Express Loan - Educational Loans in India
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Express Loan - Educational Loans in India
Fees & Charges for Express Loans
Description of Charges Express Loans Plus
Loan Processing Charges Up to 3% of the loan amount
Pre-payment charges (up to 6 months of availing the loan) No pre-payment permitted
Pre-payment charges (after 6 months of availing the loan) 4% of the Principal Outstanding
No Due Certificate / No Objection Certificate (NOC) Nil
Duplicate no due certificate / NOC Rs 250/-
Solvency Certificate Not applicable
Charges for late payment of EMI @ 24 % p.a on amount outstanding from date of default
Charges for changing from fixed to floating rate of interest Not applicable
Charges for changing from floating to fixed rate of interest Not applicable
Stamp Duty & other statutory charges As per applicable laws of the state
Credit assessment charges Not applicable
Non standard repayment charges Not applicable
Cheque swapping charges Rs 500/- per event
Loan cancellation / re-booking charges

Rs 1000/-

Bounce Cheque Charges Rs 450/- per return
Cheque Re-issuance Charges

Rs 500/- per issuance

Statement Charges (per statement) Rs 500/- per request
Duplicate Repayment Schedule charges Rs 500/- per request
Legal & Incidental charges At actuals


Note : The above charges are the maximum charges applicable for each type of charge.

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