FEATURES
FEES & CHARGES
Sole proprietorship, HUF, partnership firm, private limited or public limited company
Minimum three years in the same business and location
Minimum six months of assets / liability relationship with HDFC Bank
Sanctioned credit facility with a bank (for exposures greater than ₹ 1 crore)
Not listed in RBI Defaulter's List, CIBIL database or in any negative database of HDFC Bank
Satisfactory conduct with existing banker
Group concerns not listed in RBI / CIBIL / Internal database of the Bank
Positive TNW and PAT for two years
Upto 1% (plus taxes) of the facility amount or Rs 7500/- (plus taxes) whichever is higher
Rs 5000/- (plus taxes) will be collected upfront as non-refundable administrative cost towards the legal and valuation expenses incurred prior loan sanction. For Shopkeeper Loan (unsecured): Upto 2% (plus taxes) of the facility amount
