FEES & CHARGES


Enclosed below are HDFC Bank Current Account for Hospitals and Nursing Homes fees and charges

Fees & Charges for Current Account for Hospitals and Nursing Homes effective 1st October, 2023

Description of ChargesCurrent Account For Hospitals & Nursing Homes
Average Quarterly Balance (AQB)₹ 40,000
Non Maintenance Charges₹ 2,400 per quarter, if AQB below ₹ 40,000
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of three months.
Cheque leaves (Payable At Par) - Free Limit

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

200 leaves per month
Charges beyond free limit₹ 3 per cheque leaf
Account StatementFree(Monthly)+
Duplicate/Adhoc Statement
Requests through Direct Banking Channels₹ 50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)₹ 100/- per statement through Branch; ₹ 75/- per statement through PhoneBanking (Non-IVR)
Demand Draft / Pay Order Remittance Facility
Demand Drafts (DDs) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDsUp to 30 free Demand Drafts per month. Above 30 DDs charges @ ₹ 25 per DD
Pay Orders (POs) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate (POs)Up to 30 free (POs) per month. Above 30 PO’s charges @ ₹ 25 per PO
Issue of Demand Drafts (DDs)/ Duplicate DDs (correspondent tie-up)₹ 2 per ₹ 1,000, minimum ₹ 50 per transaction
DD/PO cancellation/ revalidation₹ 50 per instrument
NEFT/EFT transactions
Payments (At branch)Upto ₹ 10,000/ ₹ 2.50/- per transaction 
₹ 10,001 to ₹ 1 lakh- ₹ 5/- per transaction
₹ 1 lakh to ₹ 2 lakhs - ₹ 15/- per transaction
Above ₹ 2 lakh - ₹ 25/- per transaction
(The above transaction charges are excl of taxes)
CollectionsFree
RTGS transactions
Payments (At branch)₹ 2 lakhs to ₹ 5 lakhs - ₹ 25/- per transaction
₹ 5 Lakhs and above - ₹ 50/- per transaction
(The above transaction charges are excl of taxes)
CollectionsFree
NEFT/RTGS payments are free through NetBanking
Local transactions (at home branch locations)
Local cheque collection and paymentFree
Account to account fund transfer within HDFC bankFree
Anywhere transactions
Account to account fund transfer within HDFC bank locationFree
Clearing Transactions – Payments at all HDFC bank locationFree
Clearing Transactions – Collections at all HDFC bank locationFree
Bulk transactionsAll above transaction are subject to a maximum of 150 transaction per month beyond which charges @ ₹ 30/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions
Outstation Cheque Collection
Outstation cheque collection at bank locationUp to ₹ 1 Lakh - ₹ 25 per instrument
Above ₹ 1 Lakh up to ₹ 2 Lakhs – ₹ 50 per instrument
Above ₹ 2 Lakhs up to ₹ 3 Lakhs – ₹ 100 per instrument
Above ₹ 3 Lakhs – ₹ 150 per instrument
Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR chequeUp to ₹ 25,000 – ₹ 50 per instrument
Above ₹ 25,000 up to ₹ 1 Lakh – ₹ 100 per instrument
Above ₹ 1 lakh – ₹ 150 per instrument
Cheque Collections through Speed ClearingUp to ₹ 1 lakh – Free
Above ₹ 1 lakh – ₹ 40 per instrument
Bouncing of cheques – Local 
Cheques drawn on us
Due to insufficient funds

Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument
Due to funds transfer cheque return - ₹ 350/- per instrument

Due to technical reasons

₹ 50/- per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)

Cheques Deposited Returned Unpaid

Local & Outstation - ₹ 200/- instrument

Doorstep Banking$
Cash pick-up services (within municipal city limits)
Upto Rs 1 lacRs 200/- per pickup
Beyond Rs 1 lac and upto Rs 2 lacRs 225/- per pickup
Beyond Rs 2 lac and upto Rs 4 lacRs 350/- per pickup
Cash beyond the above limits can be offered. For further details on charges please contact your Branch Manager
Cash transactions
Cash deposit

Combined Cash Deposit Limit @ any HDFC Bank Branches (monthly)

Free upto ₹ 10 lacs per month or 50 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits

Cash deposit in low denomination notes i.e. Rs 50 and below @ any HDFC Bank Branch (monthly)
1. Cash deposit in notes = Free up to Rs 10,000/- per month, beyond free limit chargeable at 2% of cash deposit in low denomination notes
2. Cash deposit in coins = Free up to Rs 1,000/- per month, beyond free limit chargeable at 5% of cash deposit in coins
Limit on Inter-Branch deposits (Within Home Branch City)Cash deposits at non home Branches within home branch city subject to maximum of ₹ 1,00,000 per account per day
Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit.
Cash withdrawal
Cash Withdrawal-Home BranchFree
Cash Withdrawal-Non Home Branch - Inter-city & Intra-cityFree cash withdrawals upto ₹ 50,000/- per day, beyond which charges @ ₹ 2/1000, min ₹ 50/-per transaction; Third party cash withdrawal allowed only up to maximum ₹ 50,000/- per transaction.
Miscellaneous
Balance inquiryFree
TDS certificateFree
Balance confirmation certificate₹ 100
Interest certificate₹ 100
Cheque status per instanceFree
Photo Verification charges₹ 100
Address confirmation chargesFree
Signature Verification charges₹ 100
Setting up of standing instructionsNil
Any deliverable returned by courier due to negative reasons (no such consignee / consignee shifted and no such address)₹ 50 per instance
SI rejectsUpto 3 returns - ₹ 250/ instance
4th return onward ₹ 750/ instance
ECS (Debit) Return Charges
(Quarterly Charges)
Upto 3 returns - ₹ 350/ instance
4th return onward ₹ 750 /instance
Old Records / Copy of Paid Cheque
₹ 80 per record
Common charges for debit/ATM cards
Replacement of damaged cardFree
Replacement of Lost card₹ 200/-
Copy Retrieval Request₹ 100
Re-Issuance of PIN₹ 50 plus taxes
ATM Usage
ATM Txns (@ HDFC Bank ATM)Unlimited Free
ATM Txns (@ Non- HDFC Bank ATM)No Free Limits, Charges @ ₹ 21/- per transaction
Stop payment charges
Stop payment charges
Particular cheque

₹ 100/- (Free through Net Banking and Phone Banking)

Range of cheques

₹ 200/- (Free through Net Banking and Phone Banking)

Account Closure Charges
Up to 14 daysNil
15 days to 6 months₹ 1000
6 Months -12 Months₹ 500
More Than 12 monthsNil
Transactions through PhoneBanking
Fax of last 9 transactions statement free through PhoneBankingFree
Interactive voice response (IVR) & Agent AssistedFree

Re-generation of Phone Banking TIN (request received at branch for physical dispatch)

Free

Re-generation of IPIN (request received at branch for physical dispatch)

₹ 40/- per request

Charges on all IMPS Outgoing transactions:
₹ 0 - ₹ 1000₹ 3.50/- per txn
₹ 1001 - ₹ 100000₹ 5/- per txn
Above ₹ 100000₹ 15/- per txn

All charges are exclusive of GST as applicable from time to time

$ Available at select locations. You need to register with the Bank for availing these services. Please contact your Branch Manager for further details.

+ For accounts maintaining AQB less than ₹ 40,000 as of previous quarter will be charged ₹ 25 each for next 3 monthly statement.

Click here to view Fees & Charges in Current Account for Nursing Homes/Hospitals / Pathlabs before 1st January' 2016 Click here to view change in Fees & Charges in Current Account for Nursing Homes/Hospitals / Pathlabs before 1st March’ 2015 Click here to view Fees & Charges for Current Account for Hospitals and Nursing Homes before 1st December, 2014 Click here to view Fees & Charges for Current Account for Hospitals and Nursing Homes before 1st November, 2013 Download Fees & Charges effective 1st November'22 Download fees & charges effective 1st October'23