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We understand that as a NRI, you have specific banking needs. Which is why we offer a variety of Accounts & Deposits to suit your need. Please select a product to know more about it. Free* ATM cash transactions at any Bank's ATM in India, please include the below statement Special Offer - Free* ATM cash transactions at any Bank's ATM in India Rupee Savings Accounts NRE Savings Account Route investments on repatriable basis Maintain your savings in rupees Hold jointly with other NRIs No tax on funds or interest Know More Check Eligibility Apply Now   NRO Savings Account Open a Savings, Current Account or Term Deposit in Indian Rupees Repatriate interest after payment of tax Route investments made out of Indian funds Know More Check Eligibility Apply Now   Special Resident Indian Savings Account Available to Resident Family members of existing as well as new NRI customers. Group your Savings account with the account of the NRI you choose Know More Check Eligibility Apply Now Rupee Current Accounts NRE Current Account Route investments made on repatriable basis Move your funds out of India, whenever you wish to No tax on funds or interest Know More Check Eligibility Apply Now   NRO Current Account Joint Current Account that can be operated from India in Indian Rupees Credit dividends from shares and other legitimate local dues Know More Check Eligibility Apply Now Rupee Fixed Deposits NRE Fixed Deposits Route investments made on repatriable basis No tax on entire deposit, principal and interest Avail overdraft upto 75% of the deposit, or 20 lakhs, whichever is lower. Hold jointly held with another NRI Know More Check Eligibility Apply Now   NRO Fixed Deposits Can be held jointly with a Resident Indian Avail of loans on up to 75% of the deposit Know More Check Eligibility Apply Now   SuperSaver Account Combine a Fixed Deposit and a Savings or Current Account Avail overdraft upto 90% of the deposit, or 20 lakhs, whichever is lower without breaking the Fixed Deposit or losing interest. Know More Check Eligibility Apply Now   Sweep-in Account Link your Fixed Deposit to your NRI Savings or Current Account Cover the deficit in your Savings or Current Account by your Fixed Deposit, without disturbing the interest on the remainder. Know More Check Eligibility Apply Now   Foreign Currency Deposits FCNR Deposits Park your funds in US Dollars, Pounds, Euro, Japanese Yen and get protection from exchange risk No income tax on funds and interest Super Saver facility - take an overdraft on your Savings/Current Account against your FCNR Deposit. Can be held jointly with other NRIs Access funds whenever you need them, since both the principal and interest are repatriable Know More Check Eligibility Apply Now Accounts for Returning Indians RFC Savings Account Hold your money in US Dollars, Pounds, Yen and the Euro Avail of the spot exchange rate on conversion of your foreign currency to Indian Rupees when you access your funds Know More Check Eligibility Apply Now   RFC Fixed Deposits Hold your money in US Dollars, Pounds, Yen and the Euro Avail of the spot exchange rate on conversion of your foreign currency to Indian Rupees when you access your funds Know More Check Eligibility Apply Now   *Conditions Apply - The ATM offer is applicable for HDFC Bank NRE/NRO Savings Account for 5 cash transactions done at any Bank's ATM in India. For more than 5 cash transactions - charges applicable as per Fees & Services Charges schedule. Balance enquiry done at any Bank's ATM by NRI customers will be charged as per the Fees& Services Charges schedule Write to us Find an NRI Center Compare our NRI accounts. Questions about NRI Services? Browse our FAQs.