Regular Fixed Deposit

You no longer need to choose between great rates and safety for your Fixed Deposit

Apply now through NetBanking

How does it work?

  • Easy investment with High Returns
  • Great rates, flexibility and security - in one offering
  • Higher rate of interest on Fixed Deposit for Senior Citizen
  • Convenience of booking deposit through NetBanking

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6160 6161
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Eligibility and Documentation of Regular Fixed Deposit

Get details on eligibility criteria & documents required for HDFC Bank Regular Fixed Deposit

Below are the individuals and groups eligible for a Regular Fixed Deposit:

  • Residents
  • Hindu undivided families
  • Sole proprietorship firms
  • Partnership firms
  • Limited companies
  • Trust accounts

A few things to note:

  • An initial deposit of Rs. 5,000/- is required to open a Fixed Deposit.Effective 01st April 2010, PAN is mandatory to book Fixed Deposits if the total Fixed Deposit holding per customer id per branch exceeds 50,000/-

Tax Deductions For Re-investment Fixed Deposits

The following will be applicable for a Regular Fixed Deposit

W.e.f Aug 09, applicable TDS rates are:

 Tax RateSurchargeEducation CessTOTAL
Resident Individuals & HUF 10% ---- ---- 10%
Corporate Entity 10% ---- ---- 10%
NRO 30% ---- 3% 30.90%
Firms 10% ---- ---- 10%
Co-operative Societies & Local Authority 10% ---- ---- 10%

Nomination Facility through NetBanking

You can now make a nomination while booking Fixed deposits through NetBanking.

If you are booking a Fixed Deposit on NetBanking on a single name, then you can either select the nomination made in the base Savings account or add a new nominee.

If you are booking a Fixed Deposit on NetBanking in a Joint name, then you can only select the nomination made in the base Savings account. In a joint holding Fixed Deposit if you wish to add a new nominee, then you will need to visit the branch.

For existing single holding Fixed Deposits, Customers can add a new nominee or modify a nominee through NetBanking instantly.

For existing joint holding Fixed Deposits, Customers can download the filled Nomination form from NetBanking, take signatures from all holders, and submit it at nearest HDFC bank branch, for updating in our systems.

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