Retailio HDFC Bank Credit Card

Retailio HDFC Bank Credit Card Fees and Charges:

• Joining Fee: Rs. 499 + GST
• Joining Fee is levied after 90 days of issuance only if the customer has not activated or use the card with minimum spend criteria of Rs.500 as mentioned during the time of sign-up in the application form.
• Renewal Fee: Rs. 499 + GST
• Renewal Fee is waived off on annual spend of Rs. 50,000 in preceding year

Goods and Services Tax (GST)
Effective 1st July 2017, Goods & Services Tax (GST) is applicable on all Fees, Charges and Interest transactions. The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

GST for Fees & Charges / Interest transactions billed on statement date will reflect in the next month's statement.
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GST levied will not be reversed on any dispute on Fees & Charges / interest