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What are the features and benefits of ‘Imperia Banking’?
- Personalized Attention
Get an Imperia Client Relationship Manager / Private Banking Advisor: Your prosperity and peace of mind are important and your Imperia Client Relationship Manager or Private Banking Advisor will effectively take care of your financial needs including anything from giving you expert investment advice to issuing a demand draft. - Investment Advisory ServicesIt is a service which develops conclusions and recommendations that are presented to the customer for consideration and decison making.
- Wealth Services
As a Wealth Services customer, your dedicated Imperia Client Relationship Manager will provide you in-house research backed personalised investment advice, in line with your risk profile and investment objectives. This service will keep you in tune with the market, new fund offerings, fund performance and more. With HDFC Bank Wealth Services, you will find banking a more pleasurable and rewarding experience. - Private Banking Services *
This programme offers you customized and comprehensive investment advice across diverse asset categories, helping you make the right choices. A Private Banking Advisor is assigned to you as a one point contact, guiding you and attending to all your investment related needs including Direct Equity advisory, Derivatives of equities, Portfolio management services, etc.
* Terms & Conditions Apply.
- Wealth Services
- Exclusive privileges
At HDFC bank we understand your preference for the finer things in life. This is why we would like to engage you in more than just banking with us. Enjoy the host of privileges, designed exclusively for you:- Exclusive Imperia PhoneBanking Service
The Imperia Phone Banking service gives you the freedom to do almost anything over the phone – balance enquiry, loan-related queries, bill payment, etc. - HDFC Bank Premium Credit Card
As an Imperia customer, we are proud to offer you a lifetime free Premium Credit Card *, which offers you exclusive and preferential benefits. Some of the exclusive benefits of our Premium HDFC Bank Credit Card include accelerated reward points, multiple payment channels, fuel surcharge waivers and more.
* Terms & Conditions Apply. - HDFC Bank Imperia Platinum ChipThis is a small microchip embedded in your card. It is encrypted so transactions with your chip Debit Card are more secure. Debit Card
With your HDFC Bank Imperia Platinum ChipThis is a small microchip embedded in your card. It is encrypted so transactions with your chip Debit Card are more secure. Debit Card, you get a wide range of benefits including enhanced security, enhanced limits, cash back and much more.
- Exclusive Imperia PhoneBanking Service
- Financial Services
We take care of all your banking related needs quietly and efficiently through a wide range of financial services like:- Preferential Loan Rates
- Customised Business Solutions
- Hassle-free Foreign Remittances
- Gold Bars at Preferential Rates
- Banking Convenience*
The Imperia programme is designed to make banking a pleasure for you. We offer you benefits like:- HDFC Bank Combined Monthly Statements so you get a single view of your savings, current and fixed deposit accounts. This facility is also made available to you via e-mail.
- Payable At Par Imperia Cheque Book
- Free Self/ Third party cash deposit at non home branches
- Sweep-In Facility on your savings accounts
- Waiver on a host of service charges
- Anytime, Anywhere Banking
The world is your playground, and you have a fantastic branch and ATM network with state-of-the-art e-Age banking Services.- HDFC Bank Branch Network
- HDFC Bank ATM Network
- Free e-Age Banking
- Other Privileges
Depending upon your personal preferences on cultural activities, you can expect to keep pace with the latest trends in fashion, travel and the world of finance through our monthly magazine. - Business Solutions
Your state of affairs is as important to us as your personal comfort. Hence, we present HDFC Bank’s Imperia Business Program with a wide range of Business solutions like Loan Against Property , Loan Against Rent Receivables , Working Capital* , Cash Management Services , E – net , Trade Services , Merchant Point of Sale ( POSPoint of Sale ) Terminals , Internet Payment Gateway and Corporate Salary Accounts. - FOREX Services
Zero issuance fee and no FIRC charges, along with better FOREX rates. Also get an HDFC bank ForexPlus Card free of cost. - Gold/ Silver Bars
As an Imperia customer, you can buy HDFC Bank’s Gold/Silver bars at a discounted rate. - Demat/ HSL
Transaction charges for your Demat linked HSL account are levied at 0.03% or Rs. 25/- whichever is higher. Also, Imperia customers are not charged for opening HSL account.*
*Conditions Apply
What are the eligibility criteria to become an ‘Imperia Banking’ customer?
- Membership to the HDFC Bank Imperia Programme is by invitation only. To be eligible for the exclusive benefits you need to:
- Maintain a minimum Average Monthly Balance of Rs.30 Lakhs across all your Savings and Fixed Deposit* accounts. OR
- Maintain an Average Quarterly Balance of Rs.10 Lakhs in your Savings account. OR
- Maintain an Average Quarterly Balance of Rs.15 Lakhs in your Current account
The requisite balance can be maintained over your accounts and over those of your immediate family members.
*The tenure of the Fixed Deposits should be at least six months.
**Entry into the Imperia Programme is at the sole discretion of the Bank. HDFC Bank reserves the right to change the benefits / services offered as part of the programme.
Have questions?
What are the documents required to open a Savings Account?
To open a Savings Account you have to:
- Submit your identity proof and address proof along with your latest passport size photographs
- Submit self-attested copies and originals for verification
To view the list of acceptable identity and address proof documents, click here.
What is the rate of interest I will earn on the balance in my Savings Account?
Interest on a Savings Account is paid at 4.00% p.a. on a daily end of day balance, w.e.f. May 3, 2011.
What is the frequency of interest pay-out?
Interest earned on your Savings Account balance shall be credited to your account on a half-yearly basis in the months ended September and March.
How can I change / update the residential address for my account?
We request you to follow the steps mentioned below to update /change your address.
Option A) Personal Visit at the Branch by the Account holder/s.
Step 1) Fill the application form available at the Branch.
Step 2) Sign the application form.
Step 3) Submit documentary proof (carry the original for verification) of your new address. Click to view the Valid Address Proof. However, if you have held an account for more than 6 months and you are not able to submit any of the acceptable documents to establish proof of address, then you need to compulsorily submit any one of the following identification documents:
- Valid Passport
- PAN Card
Option B) Request other than Personal Visit at the Branch
Step 1) Download the address change application form.
Step 2) Fill the application form duly signed by the holder.
Step 3) Attach address proof of your new address. (Self attested by the holder)
Step 4) Send the documents mentioned above by courier, post or bearer to the Branch.
Note / Important:
- For Joint accounts, all the account holders / applicants need to mention their “Customer Identification Numbers” and put their signatures in the address change form.
- Requests received through Phone Banking, Net Banking, email and scanned or faxed copy will not be processed.
- Your mailing address will be updated within 7 working days after receipt of complete documentation.
- The change in address will be confirmed through a mailers .
- You may confirm the change in address by logging on to NetBanking through "My Contact Details".
For any other queries regarding the above or to know the status of an existing application, please call up PhoneBanking or write to us with the details mentioned below.
- HDFC Bank Branch where your request was submitted
- Date when your request was submitted
- Your complete new address and PIN code
You can also call your Imperia Client Relationship Manager.
How can I transfer my Savings Account from one branch to another?
We request you to follow the procedure mentioned below to transfer your account from your existing Branch to any other HDFC Bank Branch.
Step 1) Visit a Branch: All holders (preferably the Branch where you wish to transfer your account)
Step 2) Fill the account transfer form (available at the branch): To be signed by all the applicants
Step 3) Surrender unused Cheques (if any) of your existing account
Step 4) Submit proof of address (carry the original for verification)
After the receipt of the Transfer Form and supporting documents, your existing account will be closed and a new account (with new account number) will be opened within 7 working days.
Note / Important:
- Instructions received through FAX / Phone / NetBanking are not accepted
- You can continue to access NetBanking / PhoneBanking through your new account with your existing /old password
- Your existing ATM / Debit Card will be linked to your new account
- A cheque book for your new account will be sent to your new mailing address (if changed) within 7 working days
- If you are availing facilities like Auto Debit, Mutual Funds SIP, Credit Card, ECSStands for Electronic Clearing Service. It is a mode by which funds are automatically debited to your account every month to pay or a certain bill or fee. It helps so you don’t have to remember every month to pay your regular bills. It is only done after a standing instruction is given by the account holder., Loans, Demat, Online Securities Trading, etc., and in case they are linked to your existing account, we request you to contact the respective authorities / Service providers to link these facilities to your new account, or speak with your Imperia Client Relationship Managerfor assistance.
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