Features and Benefits

  • Complimentary Priority Pass Membership
  • Complimentary Taj Epicure Plus Membership
  • Super Protection Benefits

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Fees and Charges

To know more about the fees and charges applicable on your Regalia Credit Card

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What are the features and benefits of a Regalia Credit Card?


You will get some exclusive features and benefits with your HDFC Bank Regalia Card

  • Welcome Benefit
    Get 2,500 Reward Points* and a renewal benefit with 2500 reward points
    * The Welcome Benefit of 2,500 Reward Points is not applicable under the First Year Free (Limited Period) Offer. Welcome benefit is also not applicable for Life Time Free cards. Welcome benefit will only get credited to the card account post realisation of fee
  • Travel & Entertainment Portal
    Find the best prices and super deals on your flight tickets, hotel bookings and movie tickets with ease on our online Travel & Entertainment Portal.
    Visit www.hdfcbankregalia.com and earn 8 Reward Points for every Rs. 150 spent on this portal. Redeem your reward points against Regalia Vouchers on airline tickets, hotel bookings or movie tickets with your HDFC Bank Regalia Credit Card.
  • Complimentary Priority Pass Membership
    Get a complimentary Priority Pass Membership for preferential and free access to 600 airport lounges around the world. Enjoy refreshments and use facilities including phones, faxes, Internet and conference rooms. The Primary card holder can have 5 free accesses to the Priority Pass lounges every year.
    Your guests can also use this facility at a fee of $27 per person, per visit on your Regalia Credit Card. The above fee is indicative and usage charges may vary from lounge to lounge. Visit www.prioritypass.com for more details. For any discrepancies or difficulties please contact:
    UK - London: info@prioritypass.co.uk
    Hong Kong: pp@prioritypass.com.hk
    USA - Dallas: ppass@prioritypassusa.com
  • Complimentary Taj Epicure Plus Membership
    Enjoy a complimentary Taj Epicure Plus Membership Card that entitles you to some very exquisite benefits* at Taj Hotels and Resorts. With the Gold level status at the Taj InnerCircle you earn 2.5 Epicure Points (each point worth Rs. 10) for every Rs. 100 spent on food and beverages at participating restaurants in India. You can redeem your points for meals and holidays at the Taj or simply use them to pay your dining and hotel room bills. Two certificates for 50% off on the rack rate during weekends at select Taj hotels (Check-in on a Friday or Saturday and check-out on a Saturday or Sunday).
    A certificate for 50% off on a buffet lunch at a Taj Coffee Shop between Monday and Saturday.
    A voucher for a complimentary round of drinks at participating bars and restaurants on any evening of the week.
    Stay benefits such as: Reward Points each time you stay, 10% discount on the rack rate at Taj Leisure Hotels in India, 10% discount on telephone and fax usage charges, 15% discount on laundry and 20% discount on business centre services.

    *Please visit www.tajhotels.com or call 022 - 6601 4842 to know more about the program. Taj Epicure plus and Taj Inner circle gold membership renewals are strictly subject to active usage of them in the previous year.

  • Fantastic Rewards
    Celebrate the power of unparalleled rewards exclusively on your Visa Regalia Credit Card. Now with every Rs. 150 that you spend, you get:
    8 Reward Points on all purchases at www.hdfcbankregalia.com
    6 Reward Points on all your dining spends
    4 Reward Points on all other spends
    You can redeem your Reward Points for exciting gifts from the exclusive Rewards Catalogue or simply convert them into Air miles at leading domestic airlines like Jet Airways, Air India, Indigo, and Spicejet.
    You can redeem your Reward Points to buy Regalia vouchers online through your Net Banking and use them at www.hdfcbankregalia.com to buy your air tickets, make hotel bookings or purchase movie tickets.
  • Super Protection Benefits
    We provide you excellent insurance cover -
    Accidental Death: In case of death in an air accident, your nominated next of kin will receive a compensation of Rs. 1 Crore.
    Emergency Hospitalization: Protection of up to Rs. 12 Lakhs against any medical emergency when you are travelling abroad.
    Note: Max age limit for card holder to avail the above insurance covers is 70.
  • Rock bottom Interest Rates
    Enjoy up to 50 days of interest free credit and manage your payments at your convenience. You can choose to pay only the minimum amount due (5% of total amount due subject to a minimum of Rs. 200) or any portion of the total amount due that is greater than the minimum amount due, whichever is convenient for you. You can carry forward the balance amount to next month at an extremely low interest charge of just 1.99% per month.
  • Special Offers
    Get an exclusive offer from Matrix Cellular on HDFC Bank Premium Credit cards. For other similar offers visit HDFC Bank SmartBuy.

What are the fees and charges applicable to a Regalia Credit Card?

Please click here to view the fees and charges applicable on your Regalia Credit Card.

Learn about EMV Chip Cards

HDFC Bank welcomes you to the world of EMV Chip Cards. This range of Credit Cards comes equipped with a Chip Technology that provides you with enhanced security.

At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s range of EMV Chip Cards you can rest assured that your card transactions are safe and completely secure.

The Chip Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.

EMV Chip Cards are currently available on the following Cards:

  • Regalia
  • Superia
  • Platinum Edge
  • Titanium Edge
  • Solitaire
  • Solitaire Premium
  • Doctor's Superia
  • Doctor's Platinum
  • JetPrivilege HDFC Bank World
  • JetPrivilege HDFC Bank Platinum
  • JetPrivilege HDFC Bank Titanium
  • Teacher's Platinum
  • Platinum Plus
  • Visa Signature
  • World Mastercard
  • Titanium

A Must On Your International Tours

Your International travel and shopping experience should always be secure. Here's where your HDFC Bank EMV Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. Your Chip Credit Card helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

There are quite a few countries today where it is considered risky to use Credit Cards as the risks are high. HDFC Bank's EMV Chip Credit Cards helps you side-step this hurdle and provides you with a convenient and satisfying experience on your international trips.

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