Travel Benefits

  • Complimentary Airport Lounge Access through Priority Pass Membership
  • Complimentary Club Vistara Silver membership
  • Lowest Foreign Currency Mark-up Fee of 2% on international transactions

Know more Apply Online

Lifestyle Privileges

  • Complimentary Taj InnerCircle Gold membership
  • Exclusive dining privileges that offer up to 15% discount and more on dining at leading five-star hotels
  • Personal Global Concierge Services for your Lifestyle needs
  • Earn 4 Reward Points on every Rs. 150 spent and redeem rewards against exclusive lifestyle options

What are the features and benefits of a Regalia Credit Card?



  • Unparalleled Savings

    As part of our elite circle, you enjoy world-class privileges and great saving opportunities. Enjoy Savings of up to Rs 1 Lakh on your HDFC Bank Regalia Credit Card. Click Here to know how.


    Your Regalia Credit Card entitles you to Exclusive Dining Privileges at over 300 premium restaurants at leading Hotel Chains in the country like Vivanta by Taj, Marriot Hotels, Hyatt Hotels and many more. Enjoy complimentary delights and savings each time you present your HDFC Bank Regalia Credit Card.

    Click Here to discover the privileges.

    Click Here for detailed Terms and Conditions.


    Splurge to your heart’s content with the best-in-class rewards programme on your HDFC BANK Regalia Credit Card.
    • Earn 4 Reward Points* for every 150 spent on your HDFC Bank Regalia Credit Card
    • Enjoy 2X Reward Points i.e. 8 Reward Points for every `150 spent for:
      - Bookings on
      - Spends on Dining (stand-alone restaurants only)
      - Bookings on
    • Accumulate and redeem Reward Points for:
      - Travel and entertainment bookings on
      - Exciting gifts from an exclusive rewards catalogue
    • Alternately, you can convert Reward Points into AirMiles of leading domestic and international airlines.

      1. Only valid Retail purchases qualify for Reward points
      2. Reward points will not be accrued for fuel transactions
      3. Reward points are valid only for 2 years from the date of accumulation.
      Eg : If you have received reward points in the month of June 2015, then same will expire in June 2017.
      #Terms and Conditions Apply.


    • Enjoy lowest foreign currency markup of 2% on all your foreign currency spends
    • Enjoy 0% surcharge on all your fuel purchases (Minimum transaction of INR 400. Maximum cash back of INR 500 per statement cycle)
    • Enjoy up to 50 days of interest free credit and manage your payments at your convenience. You can choose to pay only the minimum amount due (5% of total amount due subject to a minimum of Rs. 200) and carry forward the balance amount to next month at an extremely low interest charge of just 1.99% per month.


    As an HDFC Bank Regalia Credit Card customer, you can customize your travel, entertainment, and business experiences with our Global Concierge Assistance.
    Whether it is booking a private yacht in New Zealand, hiring a chartered flight to Seychelles, or simply delivering flowers to your loved ones, luxurious benefits are now just a call away!
    Here are some of the services provided by our concierge
    • Itinerary planning and reservation assistance
    • Private dining assistance
    • International gift delivery
    • Event planning and referrals
    • Airport VIP service (meet-and-greet) and much more.

    Do save our concierge number for future assistance

    Toll Free No.: 1800 118 887 Landline No.: 022 42320226

    *Note - Reservation or booking charges for the services will be borne by customer on actuals. Terms and Conditions Apply.


    Unleash the power of your Reward Points like never before on , an exclusive portal for Regalia credit cardholders.
    You can choose to redeem your Reward Points instantly against:
    • Airline ticket booking
    • Hotel booking
    • Movie booking
    • Mobile/ DTH recharge
    All spends on will earn you 2X Reward Points i.e. 8 Reward Points instead of 4 for every Rs. 150 spent.
    Each Reward Point is worth 75 paise when redeemed on


    To show how much we care, we offer comprehensive insurance* covers against various risks you might face.

    • Air Accidental death :

      In case of death in an Air accident, your nominated kin will receive a compensation of Rs. 1 Crore

      If you are a Regalia card holder, Click Here to update your nominee details.

    • Emergency Overseas Hospitalization:

      Protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country

      HDFC Ergo General Insurance Company

      Reach @ + 800-0825-0825 (Global toll-free) and 0120 - 4507250

      Claim Documents to be sent to

      HDFC Ergo General Insurance Company Ltd
      5th Floor, Tower 1, Stellar IT Park, C-25, Sector- 62, Noida - 201 301

      *Terms & Conditions
      • Not Applicable for NRI Regalia cards
      • All the above insurance covers are available to the Primary card holder only.
      • Air Accident cover will be activated if the tickets are purchased using HDFC Bank Regalia credit cards.
      • Travel Insurance provided under the policy shall not be valid for procuring a travel visa.
      • Travel Insurance provided shall be valid for International Travel only.
      • Maximum Trip Duration is restricted to 30 Days.
      • The insurance benefit is applicable for the primary card holders up to a maximum age limit of 70 years.

      Please note that all the above insurance covers will be available only after the Cardmember activates his/her HDFC Bank Regalia Credit Card. Activation is defined as
      ‘first purchase at a retail outlet or cash withdrawal from an ATM using the HDFC Bank Regalia Credit Card’. These insurance covers are not provided by HDFC Bank.
      Additional Exclusions / Limitations are applicable as per the policy of the insurance company with whom HDFC Bank has tied up for providing these covers. Please contact the insurance company for detailed T&Cs.

What are the fees and charges applicable to a Regalia Credit Card?

Please click here to view the fees and charges applicable on your Regalia Credit Card.

Learn about EMV Chip Cards

HDFC Bank welcomes you to the world of EMV Chip Cards. This range of Credit Cards comes equipped with a Chip Technology that provides you with enhanced security.

At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s range of EMV Chip Cards you can rest assured that your card transactions are safe and completely secure.

The Chip Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.

EMV Chip Cards are currently available on the following Cards:

  • Regalia
  • Superia
  • Platinum Edge
  • Titanium Edge
  • Solitaire
  • Solitaire Premium
  • Doctor's Superia
  • Doctor's Platinum
  • JetPrivilege HDFC Bank World
  • JetPrivilege HDFC Bank Platinum
  • JetPrivilege HDFC Bank Titanium
  • Teacher's Platinum
  • Platinum Plus
  • Visa Signature
  • World Mastercard
  • Titanium

A Must On Your International Tours

Your International travel and shopping experience should always be secure. Here's where your HDFC Bank EMV Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. Your Chip Credit Card helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

There are quite a few countries today where it is considered risky to use Credit Cards as the risks are high. HDFC Bank's EMV Chip Credit Cards helps you side-step this hurdle and provides you with a convenient and satisfying experience on your international trips.

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