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MyCity Benefit Card
Features & Benefits
MyCity Benefit Card
Presenting a card that looks smart and works smart too.
HDFC Bank's MyCity Benefit Card.

The MyCity Benefit Card comes with unmatched features like surcharge waiver across petrol pumps, cashback on utility bill payments and lower interest rates on EMIs compared to regular retail/cash interest rate on your card!.

This card comes with 3 options:
Petrol Benefit
Utilities Benefit
EMI Benefit
Features
Petrol Benefit: 2.5% surcharge waiver across all petrol pumps for lifetime
Utilities Benefit : 1.5% cashback on utility bills payments (Mobile, Landline, Insurance, Electricity), Visa BillPay & SmartPay payments.
EMI Benefit :
  • EMI for 12 months at 0.5% p.m. lower than regular retail/cash interest rate on card.
  • For customers enrolled for EMI benefit, transactions of Rs 5,000 & above done with MyCity cards are automatically converted into EMI.
  • The EMI benefit is not applicable to Internet transactions.

Fees:


Benefit Card One Time Fees (Rs.)
Petrol 99
Utilities 99
EMI 299

Points to note:

  • The complimentary mobile insurance of upto Rs 10,000 on MyCity is withdrawn w.e.f. Dec 1 2007.
  • 2.5% surcharge waiver is applicable on transactions between Rs 400 and Rs 2500. Reward points are not applicable for such transactions.
  • Customer can earn a maximum cashback of Rs 500 p.m. on My City Utilities benefit.
  • MyCity Benefit Card can be issued to Primary Cardmembers only (not Add-on Cardmembers).
  • The MyCity Benefit Card doesn't have a separate credit limit. Any MyCity plastic transactions are part of the Primary Card credit limit only.
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