| Description of Charges |
Regular Current Account |
| Current Accounts with Cheque facility |
| Minimum Balance (Average Quarterly Balance) |
Rs. 10,000/- |
| Non-Maintenance Charges per quarter |
Charge of Rs.750/- per quarter |
| Cheque Book Charges (Issued by Bank) |
| Payable-at-par |
| Charges Rs 2/- per leaf |
|
|
| Other Current Account facilities |
| Monthly Account Statement+ |
Free |
| Issue of Duplicate / Adhoc Statement |
Branch - Rs 100/-
PhoneBanking ( Non IVR) - Rs.75/-
NetBanking, PhoneBanking - IVR & ATM - Rs 50/-
Mobile Banking - Rs.30/- |
| Mode of calculation of minimum average quarterly balance |
Average of daily closing balances of each day spread over a period of three months. |
|
| Remittance facility through own Bank |
| Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD |
DD Amount Up to Rs. 50,000 charges Rs. 40/- per DD, Above Rs. 50,000 to Rs. 100,000- Rs. 25/- per DD, Above Rs. 100,000- Free |
| Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO |
PO amount Up to Rs. 50,000 charges Rs. 40/- per PO, Above Rs. 50,000 to Rs. 100,000 - Rs. 25/- per PO, Above Rs. 100,000- Free |
| Issuance of DD/ PO through PhoneBanking |
All standard charges for DD / PO are applicable as above. Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking. |
| DD/PO-Cancellation/Revalidation |
Rs.50/- per instrument |
|
| NEFT/EFT Transactions : |
| Payments |
Free |
| Collections |
Free |
| RTGS Transactions : |
| Payments |
Rs. 25 per transaction |
| Collections |
Free |
|
| Local Transactions (At home branch location) |
|
| Local cheques collections & payments |
Free |
| Account to Account Fund Transfer within HDFC Bank |
Free |
|
| Anynhwere Transactions (except Dahej) |
|
| Account to Account Fund Transfer within HDFC Bank |
Rs.15/- per transaction |
| Payment at HDFC Bank Locations |
Free |
| Collections at HDFC Bank Locations |
Charges @ Rs. 1.50/1000, min Rs. 25/- per transaction. |
| Bulk Transaction Charges |
All transactions are subject to a maximum of 50 transactions per month, beyond which charges @ Rs.8/- per transaction would be levied. Includes all Local / Anyhwere clearing and transfer transactions |
|
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup) |
Rs.2.00 per Rs.1000/- Minimum Rs.50/- |
| DD-Cancellation / Revalidation |
Rs.50/- per instrument |
|
| Cheque Collection |
| Outstation Cheque Collection at Bank Locations |
| Instrument Value |
Charges |
| Upto Rs 50,000/- |
Rs 50/- per instrument |
| Above Rs 50,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
|
| Outstation Cheque Collection at Correspondent Bank Location |
| Instrument Value |
Charges |
| Upto Rs 25,000/- |
Rs 50/- per instrument |
| Above Rs 25,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
|
| Outstation Cheque Collection at Clean Location |
| Instrument Value |
Charges |
| Upto Rs 25,000/- |
Rs 50/- per instrument |
| Above Rs 25,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
|
| Cheque Collection through Speed Clearing |
| Instrument Value |
Charges |
| Upto Rs.100,000/- |
Free |
| Above Rs.100,000/- |
Rs.140/- per instrument |
|
|
| Bouncing of cheques- Local |
|
| Cheques Drawn on us |
|
| Due to Insufficient Funds |
Upto 2 instruments per month- Rs.300 per instrument.
On 3rd / 4th & 5th instrument - Rs.500 per instrument
6th Instrument onwards- Rs.750 per instrument |
| Due to Technical Reasons |
No Charge |
|
| Cheques Deposited Returned Unpaid |
| Local |
Rs.50/- per instance |
| Accounts Not maintaining AQB as of Previous Quarter |
Rs.100/- per instance |
| Outstation |
Rs.100/- per instance |
|
| Doorstep Banking ** |
| Cash Pickup Charges (within municipal city limits) |
| Cash Pickup upto Rs 1 Lac |
Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac |
Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac |
Rs 300/- per pickup |
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager |
|
| Cheque Pickup Charges |
|
| On a monthly basis |
Rs 300/- per month |
| On a per call basis |
Rs 25/- per call |
|
| Cash Transactions |
| Cash Deposit |
|
| Cash Deposit-Home Branch Location |
Free upto Rs.2 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.2 lacs or 25 transactions will be charged @ Rs.3 per 1000, minimum Rs.50 |
| Limit on Inter-Branch deposits (Within Home Branch City) |
Cash deposit at non home Branches within home branch city subject to maximum of Rs.10,000 per account per day |
| Cash Deposit -Non Home location |
Maximum Rs.10,000/- per day. Charges @ Rs. 3.50/1000, min Rs. 50 |
|
| Cash Withdrawal |
|
| Cash Withdrawal-Home Branch |
Free at Home Branch |
| Cash Withdrawal-Non Home Branch-Intracity & Intracity |
Cash withdrawals charges @ Rs.2/1000, min Rs. 50 Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction. |
|
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| TDS Certificate |
Free |
| Balance Confirmation |
Rs.50/- |
| Interest Certificate |
Rs.50/- |
| Cheque Status per instance |
Rs.25/- |
| Photo attestation |
Rs 100/- per instance |
| Address Confirmation |
Rs 100/- per instance |
| Signature attestation |
Rs 100/- per instance |
| Setting up of Standing Instructions |
Rs. 150/- |
| Inoperative Account - Account with no customer initiated transaction in the account for past 1 year |
Rs 50/- per quarter |
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) |
Rs 50/- per instance |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) |
Rs 50/- per instance |
| SI rejects |
Rs 200/- per instance |
| Old Records / Copy of Paid Cheque |
|
| Upto 1 Year |
Rs.50 per record |
| Above 1 Year |
Rs.100 per record |
| Common Charges for Debit / ATM Cards |
| Replacement of damaged card |
Free |
| Replacement of Lost card |
Rs.100 |
| Copy Retrieval Request |
Rs.100 |
| Re-Issuance of PIN |
Rs.50 (plus taxes) |
| Transaction Charge--HDFC Bank ATM's |
Balance Inquiry - Free |
| Cash Withdrawal - Free |
| Transaction Charge--Non HDFC Bank ATM's *** |
| Domestic |
Balance Inquiry - Free |
| Cash Withdrawal - Rs 20 per transaction |
| International |
Balance Inquiry - Rs.15 per transaction |
| Cash Withdrawal - Rs.110 per transaction |
| Transaction Decline Charge (at Non HDFC Bank ATM's) |
Rs. 25 per transaction |
| Stop Payment Charges |
|
| Particular cheque |
Rs.50/- (FREE through Phone Banking) |
| Range of cheques |
Rs.100/- (FREE through Phone Banking) |
|
| Account Closure: |
|
| Up to 14 days |
No Charge |
| 15 days to 6 months |
Rs 500/- |
| 6 months upto 12 months |
Rs 250/- |
| Beyond 12 months |
No Charge |
|
| InstaAlert / Mobile Banking |
| Insta Alert |
Rs 50/- per quarter |
|
| Transactions through PhoneBanking: |
|
| Interactive Voice Response (IVR) |
Free |
| Non-IVR-Agent assisted-For accounts maintaining AQB |
Free |
| Non-IVR- Agent assisted - For accounts NOT maintaining AQB as of previous quarter and for transactions that are available on IVR |
Rs.50/- per call |
| ECS (Debit) Return Charges |
- Rs 350/- would be levied on first instance of ECS return in a quarter.
- Rs 750/- would be levied, second instance onwards in the same quarter. |
|
| Debit Cards (only for Individuals & Sole Proprietorship) |
Debit Card |
Easy Shop |
ATM Card |
Business# |
Regular |
Gold |
Women |
| Annual Fee per Card |
Rs.250/- p.a. |
Rs.100 p.a. |
Rs.500 p.a |
Rs.100 p.a. |
Free |
| Daily ATM Limit |
Rs.50,000 |
Rs.25,000 |
Rs.50,000 |
Rs.25,000 |
Rs. 10,000 |
| Daily Merchant Establishment Point of Sale Limit |
Rs.75,000 |
Rs.40,000 |
Rs.75,000 |
Rs.40,000 |
NA |
| # Also available for partnership firms & limited company current accounts which have operating instructions as "Singly" |
|
