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Cashless Mediclaim
This credit card comes with a free cashless mediclaim cover of Rs.50,000 plus a critical illness cover of Rs.1.5 lakhs. The critical illness cover includes open heart surgery, cancer, kidney failure and vascular stroke. You can avail cashless mediclaim facility at any of more than 3000 networked hospitals of the Third Party Administrator (TPA) across the country. |
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Extra protection for your family - Add-on Float Cover
You have the option of extending the Rs.50,000 mediclaim plus the critical illness cover of Rs.1.5 lakhs cover to the add-on cardholders, be it your spouse, children, brothers or sisters. What's more, the add-on cardholders can also avail the discounts at participating hospitals.
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Cash Advance
Just step into any one of our ATMs or any ATM displaying MasterCard logo or Maestro Cirrus logo and withdraw cash up to 30% of your credit limit at a very nominal charge (Please refer to the Schedule of charges). |
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Revolving credit facility #
This feature allows you to pay a minimum amount, which is 5% (subject
to a minimum amount of Rs.200) of your total bill amount or any higher
amount whichever is convenient for you. You can then carry forward the
balance to a better financial month, for which you pay a charge of 3.25%
per month. |
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Interest Free Credit Period
Your Card now gets an Interest Free Credit Period of up to 50 days from
the date of purchase (subject to the submission of the charge by the
Merchant). Subsequently, if you carry forward your outstanding balance
you just pay a nominal interest of 3.25% per month. |
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Add-on Cards
Get up to 2 supplementary cards completely free for your spouse, siblings (own brother/sister), son and/or daughter (over 18 years) and allow them to enjoy the many benefits of a HDFC Bank Health Plus International Credit Card. |
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Zero liability on lost card
If you lose your Health Plus credit card, report the loss immediately to our 24-hour call centres. Any fraudulent transactions on your credit card after reporting the loss will not be your liability and will be borne by us. |
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Third Party Administrator (TPA)
The TPA is an intermediatery between the hospital, the Insurer and the cardmember. Under the TPA system, the mediclaim policyholders need not pay the medical bills upfront. Instead the settlement is to be done between the hospital and the TPA. For the customer, medical expenditure becomes a cashless transaction. For the HDFC Bank Health Plus International Credit Card, the insurer United India Insurance company (UIIC) has appointed Family Health Plan Limited (FHPL) as the TPA.
Important : Please note that the TPA for Health Plus credit card has changed wef 1st July 2007. The new TPA is TTK Healthcare services. For further information you can contact your nearest credit card customer service centre OR TTK Healthcare Services toll free No 1800 425 8885/7878.
You can also visit the website www.ttkhealthcareservices.com
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Please click here for some FAQs about the HDFC Bank Health Plus Credit Card
All complimentary insurance covers on the card other than mediclaim
will be removed WEF 1st Oct 2007.
# wef 1 Sep'08 |
