| Funds Transfer charges |
Remittances up to Rs.50,000/- per day - FREE
Above Rs. 50,000/- per day - Rs. 0.40 per Rs.1,000/- or part thereof
of the entire amount |
| International Debit Card |
Annual Fee: Rs. 100/-
Issuance Charge: Rs. 100/- |
| Transactions on VISA/PLUS ATM locations in India |
Cash Withdrawal: 5 transactions FREE per month
6th transaction onwards- Rs. 20/-
Balance Enquiry: FREE |
| Transactions on other bank ATM at international locations |
Cash Withdrawal: Rs. 110/-
Balance Enquiry: Rs. 15/- |
| Minimum Balance (Average Quarterly Balance) |
Rs. 10,000 (Urban), Rs. 5000 (Semi-Urban) |
| Charges on non maintenance thereof |
Rs. 750 per quarter (Urban and Semi-urban) |
| Cheque book |
Free
Rs. 5 per leaf on non-maintenance of Average Quarterly Balance |
| Payable at par Cheque book |
No Charges |
| Account Statements |
Monthly statements free |
| Issue of duplicate / adhoc statements |
Rs.100 at Branch,
Rs.75 per statement through PhoneBanking (Non-IVR) & ATM,
Rs.50 per statement through NetBanking, PhoneBanking (IVR) & MobileBanking
|
| Hold Statement |
Rs. 400 per year |
| Managers Cheques/Demand Drafts-issued-On HDFC Bank Locations
|
DD request through Branch
Upto Rs. 50,000: Rs. 75 (Rs. 30 through Phonebanking)
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for
other customers accepted at Phonebanking
Above Rs. 50,000 & up to Rs. 1 Lakh: Rs. 2.50 per 1000 or part
thereof (Min Rs. 150)
Above Rs. 1 Lakh: Rs. 2 per 1000 or part thereof (Min Rs. 250 &
Max Rs. 5000)
o DD request through Netbanking-Free
Upto Rs. 1 Lakh: Rs. 30
Third party DD* up to Rs. 1 Lakh: Rs .30+(corresponding Bank charges
if applicable)
(*Third Party Registration required. Customers registered for Third
Party Transfers have a maximum limit of Rs. 5 Lakh per customer
ID and hence can issue multiple DDs of Rs. 1 Lakh up to Rs. 5 Lakh
and send it to the beneficiary address) |
| Managers Cheque/Demand Drafts - Cancellation / Revalidation |
Rs. 50 |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
Rs. 50 plus charges as outlined below:
Upto Rs. 500: Rs. 10
Above Rs. 500 to Rs. 1000: Rs. 15
Above Rs. 1000 to Rs. 5000: Rs. 25
Above Rs. 5000 to Rs. 10,000: Rs. 30
Above Rs. 10,000 to Rs. 1 Lakh: Rs. 3 per 1000 or part thereof
Above Rs. 1 Lakh: Rs. 6 per 1000 or part thereof (Min Rs. 300) |
| Cheque Collection - Local Clearing Zone |
Free |
| Collection of outstation cheques - our Bank locations |
Up to Rs 10,000: Rs. 50/-
Rs. 10,000/- to Rs. 1,00,000/- : Rs. 100/-
Rs. 1,00,001/- and above: Rs. 150/- |
| Collection of outstation cheques - other locations |
Up to Rs 10,000: Rs. 50/-
Rs. 10,000/- to Rs. 1,00,000/-: Rs. 100/-
Rs. 1,00,001/- and above: Rs. 150/- |
| Cheque return charges drawn on us - Local |
Due to insufficient funds - Rs. 350
Due to technical reasons - No charge
Rs. 400 on non-maintenance of Average Quarterly Balance |
| Cheque return charges drawn on us deposited in other locations |
Rs. 75 |
| Cheques deposited - outward |
Rs. 50
Rs. 100 on non-maintenance of Average Quarterly Balance |
| Cheque deposited returned unpaid |
Charge of Rs 100/- per instance would be levied |
| FCY cheque collection charges |
Upto USD 20 or equivalent : Rs. 50/- per instrument plus Courier of Rs. 50/-
Upto USD 500 or equivalent : Rs. 200/- per instrument plus Courier of Rs. 50/-
Above USD 500 or equivalent : 0.25% (min Rs. 250) (max Rs.2500 ONLY for Individual a/c holders) per instrument plus Courier of Rs. 50/- |
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year: Free
Previous year: Rs. 250 |
| Balance Certificate from overseas rep office |
Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Up to 14 days: No charge
15 days up to 6 months: Rs 500/-
6 months to 12 months: Rs 500/-
|
| Photo Attestation |
Rs.100 |
| Signature Attestation |
Rs.100 |
| Signature attestation from overseas Rep office |
Rs. 250 |
| Address Confirmation |
Rs.100 |
| Stop Payment Charges |
Particular Cheque: Rs. 50 (Free through PhoneBanking)
Range of Cheques: Rs. 100 (Free through PhoneBanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transaction plus remittance charge |
| Standing Instructions rejects |
Rs 200/- per instance |
| Unarranged overdraft |
Rs. 100 per occasion + 18% interest p.a. |
| Cash Delivery (in select cities) |
Rs. 50 per delivery subject to max value of Rs. 1 Lakh |
| Old records/copy of paid cheques |
Up to 1 year - Rs. 50 per record
Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No Charges |
| Branch transactions |
5 Free transactions per month at branch. Every additional transaction will be charged at Rs.100 per transaction. |
| Inter branch transactions through teller counters - Funds Transfer |
Free |
| Local cheque deposited for outstation accounts |
No charge |
| Phonebanking – IVR |
Free |
| Phonebanking - Non IVR |
Free
Rs. 50 per call on non-maintenance of Average Quarterly Balance
for transactions that are available on IVR but are done through
the PhoneBanking executive |
| ATM Card |
Free |
| ATM Card - Replacement charges |
Rs. 100 (Plus taxes) |
| ATM Card - Transaction charge for Partner banks SBI & Andhra
bank |
Balance enquiry - Free
Cash withdrawal: 5 free cash withdrawal transaction per month at
Non-HDFC Bank ATM
Additional transaction done at Non-HDFC Bank ATM: Rs 20/- per transaction
(Per transaction limit will be Rs 10,000/-) |
| ATM Card - Transaction charge for Non-Partner banks |
NA |
| Debit Card (NRE Account) Annual Fee |
Regular: Rs. 100 per year (waived for first year)
Gold: Rs. 500 per year (plus taxes)
Women's Card: Rs. 100 per year (plus taxes ) |
| Debit Card Renewal Fee |
Regular: Rs. 100 per year ( plus taxes )
Gold: Rs. 500 per year ( plus taxes )
Women's Card: Rs. 100 per year ( plus taxes ) |
| Debit Card - Replacement charges |
Replacement of a damaged card: No charges
Replacement of a lost card - Rs. 100 (plus taxes) (for all card
types) |
| Debit Card - Transaction Charge - HDFC Bank ATMs |
Free |
| Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs |
Balance enquiry: Free
Cash withdrawal: 5 free cash withdrawal transaction per month at
Non-HDFC Bank ATM
Additional transaction done at Non-HDFC Bank ATM: Rs 20/- per transaction
(Per transaction limit will be Rs 10,000/) |
| Debit Card - Transaction Charge - Non HDFC Bank International
ATMs |
Rs. 15 per balance enquiry
Rs. 110 per cash withdrawal |
| PIN regeneration charge |
Rs. 50 (Plus Taxes) |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) |
Rs 50/- per instance |
| Decline charge for insufficient balance |
Rs. 25 per transaction (plus taxes) for transactions declined
at other Bank ATMs anywhere in the world or at a Merchant outlet
outside India |
| Add-on Debit Card - |
Regular: Rs. 100 per year (plus taxes), One add-on card free for
the first year
Gold: Rs. 500 per year (plus taxes)
Women’s Card: Rs. 100 per year (plus taxes) |
| BillPay |
Rs. 25 (plus taxes) per quarter per Customer ID |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert (Email alerts only) |
Free |
| VISA CardPay |
Rs. 20 (plus taxes) per transaction |
| NEFT Charges – Inward |
NIL |
| NEFT Charges- outward through NetBanking |
Up to Rs. 1 Lakh: Rs. 5 (inclusive of taxes) per transaction
Rs. 1 Lakh and above: Rs. 25 (inclusive of taxes) per transaction |
| NEFT Charges for Indo-Nepal transactions |
Customers having NSBL*A/c: Rs 20/-
Customers having Non-NSBL* A/c: Up to Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/- * Nepal State Bank Ltd |
| RTGS - Outward |
Through NetBanking: Rs. 25 (inclusive of taxes) per transaction
|
| RTGS - Inward |
NIL |
| MobileBanking |
Free |
| NetBanking |
Free |
| ECS (Debit) Return Charges |
Rs 350/- would be levied on first instance of ECS return in a quarter
Rs 750/- would be levied, second instance onwards in the same quarter
|
| * As per the Finance Bill 2009, all fees and charges
mentioned above will attract Service Tax @ 10% and Education Cess
@ 3% of the service tax amount effective 24th Feb 2009. |