HDFC BANK

Period	Amount	Interest Rate (per annum)	Annualised rate Per Annum (compounded quarterly)	Effective
1 Year	Less than 1 crore	7.25%	7.45%	4th January, 2012
1 Year	1 crores to less than 5 crores	9.00%	9.31%	4th January, 2012
1 year 1 day - 1 year 3 days	Less than 1 crore	9.00%	9.31%	4th January, 2012
1 year 1 day - 1 year 3 days	1 crores to less than 5 crores	9.25%	9.58%	4th January, 2012
1 year 4 days	Less than 1 crore	9.00%	9.31%	4th January, 2012
1 year 4 days	1 crores to less than 5 crores	9.50%	9.84%	4th January, 2012
1 year 5 days - 1 year 15 days	Less than 1 crore	9.00%	9.31%	4th January, 2012
1 year 5 days - 1 year 15 days	1 crores to less than 5 crores	9.25%	9.58%	4th January, 2012
1 year 16 days	Less than 1 crore	9.25%	9.58%	4th January, 2012
1 year 16 days	1 crores to less than 5 crores	9.25%	9.58%	4th January, 2012
1Year 17 days- 2 years	Less than 1 crore	8.50%	8.77%	4th January, 2012
1Year 17 days- 2 years	1 crores to less than 5 crores	9.25%	9.58%	4th January, 2012
2 years 1day - 2 Years 3 days	Less than 1 crore	9.25%	9.58%	3rd February, 2012
2 years 1day - 2 Years 3 days	1 crores to less than 5 crores	9.25%	9.58%	3rd February, 2012
2 Years 4 days	Less than 1 crore	9.25%	9.58%	3rd February, 2012
2 Years 4 days	1 crores to less than 5 crores	9.25%	9.58%	3rd February, 2012
2 years 5 days - 2 Years 15 days	Less than 1 crore	9.25%	9.58%	3rd February, 2012
2 years 5 days - 2 Years 15 days	1 crores to less than 5 crores	9.25%	9.58%	3rd February, 2012
2 years 16 days	Less than 1 crore	9.25%	9.58%	4th January, 2012
2 years 16 days	1 crores to less than 5 crores	9.25%	9.58%	3rd February, 2012
2 Years 17 days - 3 years	Less than 1 crore	9.25%	9.58%	3rd February, 2012
2 Years 17 days - 3 years	1 crores to less than 5 crores	9.25%	9.58%	3rd February, 2012
3 years 1 day - 5 years	Less than 1 crore	9.25%	9.58%	3rd February, 2012
3 years 1 day - 5 years	1 crores to less than 5 crores	9.25%	9.58%	3rd February, 2012
5 years 1 day - 10 years	Less than 1 crore	8.25%	8.51%	4th January, 2012
5 years 1 day - 10 years	1 crores to less than 5 crores	8.25%	8.51%	4th January, 2012
1 Year	5 Crore to less than 10 Crores	9.25%	9.58%	3rd February, 2012
1 Year 1 day - 2 years		9.50%	9.84%	3rd February, 2012
2 Years 1 day - 3 years		9.25%	9.58%	3rd February, 2012
3 Years 1 day - 5 years		9.25%	9.58%	3rd February, 2012
5 Years 1 day - 10 years		8.25%	8.51%	3rd February, 2012

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The above rates are effective from the dates mentioned above on fresh and renewal fixed deposits and are subject to change from time to time. Kindly check the rates before booking the NRE Fixed Deposit.

For interest rates on NRE fixed deposit of Rs.10 Crores and above, kindly contact your Branch Manager / Relationship Manager.

In case of premature withdrawals:

Before completion of 1 year: No interest will be payable
After completion of 1 year: The rate applicable will be lower of –

The base rate of the original/contracted tenure at which the fixed deposit is booked OR
The base rate applicable for the tenure for which the Fixed Deposit has been in force with the bank

Partial premature withdrawal and sweep-in facility is not allowed for fixed deposits booked for 1 Crore and above

Applicable interest rates will be given as on the date of receipt of the funds by the bank. When booking Fixed Deposit through NetBanking, please note the actual interest rate being applied on the "Confirm" screen. This screen appears before you confirm your request for opening a new Fixed Deposit.

No penalty will be levied on premature closure of NRE fixed Deposit

The base rate is the rate applicable to deposits of less than Rs.1 Crore on the date of booking the deposit

For any further assistance, you can write to us at nrisales@hdfcbank.com or
Call us on our 24x7 PhoneBanking number +91-22-67606161