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Small & Medium Enterprises.
Small & Medium Enterprises

At HDFC Bank we understand how much of hard work goes into establishing a successful SME. We also understand that your business is anything but "small" and as demanding as ever. And as your business expands and enters new territories and markets, you need to keep pace with the growing requests that come in, which may lead to purchasing new, or updating existing plant and equipment, or employing new staff to cope with the demand. That's why we at HDFC Bank have assembled products, services, resources and expert advice to help ensure that your business excels.

Our solutions are designed to meet your varying needs. The following links will help you identify your individual needs.

Funded Services

Funded Services from HDFC Bank are meant to directly bolster the day-to-day working of a small and a medium business enterprise. From working capital finance to credit substitutes; from export credit to construction equipment loan - we cater to virtually every business requirement of an SME. Click on the services below that best define your needs.

Working Capital Finance Commercial Vehicle finance
Construction Equipment Loan Short Term Finance
Medical Equipment Finance Healthcare Project Finance
Bill Discounting Credit Substitutes
Export Credit Structured Cash Flow Financing
Real Estate Initiatives    
Non-Funded Services

Under Non-Funded services HDFC Bank offers solutions that act as a catalyst to propel your business. Imagine a situation where you have a letter of credit and need finance against the same or you have a tender and you need to equip yourself with a guarantee in order to go ahead. This is exactly where we can help you so that you don't face any roadblocks when it comes to your business. The following are the services that will precisely tell you what we can do.

Business Accounts HDFC Bank Trade
Letters of Credit Guarantees
Collection of Documents Cash Management Services
Forex Desk Money Market Desk
Derivatives Desk Services to Employee Trusts
Services to Cash Surplus Corporates Tax Collection
Bankers to Rights/Public Issue    
Specialised Services

HDFC Bank is one of the most trusted entities when it comes to specialised services like selling of precious metals to customers. Under specialised services you can also avail customised control of your value chain through our internet banking platform.

Precious Metals Channel Financing
Value Added Services

There is a plethora of services that we offer under value added services. There's corporate salary account which ensures smooth payment methods to your staff. You can avail an assortment of credit cards and debit cards from our merchant services.

The following are the highlights of this service:

Real Time Gross Settlement Corporate Salary Accounts
Reimbursement Account Merchant Services
Custody Services HDFC Bank Gold Business Credit Card
Internet Banking

Internet banking is a revolutionary service under the banking sector and HDFC Bank is a forerunner in providing you with this service. We provide state-of-the-art payment gateway services to industries and companies in order to ease transaction processing. This in turn enhances the credibility of your business and makes banking extremely cost-efficient.

Payment Gateway Services