HDFC Bank, as a leading
Indian private sector bank, is fully committed to ensure that the benefits
of world-class banking reach all sectors of the country, particularly in
the rural areas and in the agriculture sector.
The bank provides need-based agricultural loans of varying tenors to all
credit worthy clients engaged in farming of staple as well as cash crops,
horticulture, plantations, poultry, animal husbandry, dairying, seeds, warehousing,
etc. The bank also finances the supplies of a wide range of agri inputs
like seeds, fertilisers, pesticides, micro nutrients and micro irrigation
tools. The bank has identified transportation, storage and processing of
food and other agri commodities as a thrust area and is offering working
capital and term loans of varying tenors to eligible processors, based on
not only their financials but also on the strengths of underlying commodities.
In this manner, the bank facilitates the food chain from the "farm gate
to the food plate". The bank is expanding its rural presence rapidly in
order to deliver these products effectively at the doorsteps of their valued
customers, at affordable prices.