FEATURES

ELIGIBILITY

FEES & CHARGES



Enclosed below are HDFC Bank Reimbursement Account fees and charges

Description of ChargesReimbursement Account
Minimum Balance (Average Monthly Balance)NIL
Charges on non maintenance thereofNIL
PAP Cheque bookOn Request - Free 25 cheque leaves per year (Financial year)
Additional chequebook of 25 leaves will be charged @ Rs 100/-

(Rs.75 for senior citizen)

PAP Cheque book usage chargesNo Charges
Issue of duplicate / adhoc statements
  • Soft Copy -
    • Last 5 years statement through NetBanking - No charge
    • eStatement on registered E-mail ID - No charge
  • Physical copy -
    • Branch - Rs 100/-
    • PhoneBanking (Non IVR) - Rs.75/-
    • PhoneBanking (IVR), NetBanking, MobileBanking, & ATM - Rs.50/-
Hold StatementRs. 400 per year
Passbook issuance*Free
Duplicate passbook issuance*Rs 100/-
Managers Cheques / Demand Drafts - Issuance / Re-issuance - On HDFC Bank Locations
DD/MC  Charges Through Branch

Upto Rs. 10,000 Rs. 50
Above Rs. 10,000  Rs.5 per 1000  (min Rs 75/- & max Rs. 10,000)
DD request through Netbanking
Upto Rs. 1 LakhRs .50+(Corr. Bank charges if applicable)
Third party DD* upto Rs. 1 LakhsRs .50+(Corr. Bank charges if applicable)
*Third Party Registration required ( customers registered for third party transfers have a maximum limit of Rs. 10 lakhs per customer id and hence can issue multiple DDs of Rs. 1 lakh upto Rs. 10 lakhs and send it to the beneficiary address)
Managers Cheque/Demand Drafts - Cancellation / RevalidationRs 100/- (Nil cancellation / revalidation charges for Managers Cheque / DD value upto Rs.1000/-) ( w.e.f Aug 01, 2021 - Rs.60, Senior citizen - Rs.54)
Demand Drafts- Issued - On Non HDFC Bank Locations
Rs. 50 plus charges as outlined below:
Upto Rs. 500Rs. 10
Above Rs. 500 to Rs. 1000Rs. 15
Above Rs. 1000 to Rs. 5000Rs. 25
Above Rs. 5000 to Rs. 10,000Rs. 30
Above Rs. 10,000Rs. 5 per 1000
Cheque Collection - Local Clearing ZoneFree
Collection of outstation cheques - our bank locations
Charges for cheques drawn on Branch locations
Upto Rs 5,000Rs. 25/-,
Rs. 20/- for Rural branches
Rs. 5,001 to Rs 10,000Rs. 50/-,
Rs. 40/- for Rural branches
Rs. 10,001 to Rs. 1,00,000Rs. 100/-
Rs. 1,00,001 and aboveRs. 150/-
Cheques drawn on Speed Clearing Branches - at non CTS locations
Upto Rs. 1,00,000No charges
Rs. 1,00,001 and aboveRs. 140 /- per instrument
Cheques drawn on Speed Clearing Branches - at CTS locationsNo charge
Effective 1st December'14 "Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges
Collection of outstation cheques - other locations
Charges for cheques drawn on Non-Branch locations
Upto Rs 5,000Rs. 25/-,
Rs. 20/- for Rural branches
Rs. 5,001 to Rs 10,000Rs. 50/-,
Rs. 40/- for Rural branches
Rs. 10,001 to Rs. 1,00,000Rs. 100/-
Rs. 1,00,001 and aboveRs. 150/-
Cheques drawn on Speed Clearing Branches - at non CTS locations
Upto Rs. 1,00,000No charges
Rs. 1,00,001 and aboveRs. 140 /- per instrument
Cheques drawn on Speed Clearing Branches - at CTS locationsNo charge
Effective 1st December'14 "Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges
Cheque return charges drawn on us - Local
Due to insufficient funds - Return in a month

1st - Rs.450 (Sr Citizen - Rs 400)

2nd r- Rs.500 (Sr Citizen - Rs 450)

3rd onwards - Rs.550 (Sr Citizen - Rs 500)

Charges due to funds transfer cheque return - Rs. 350/- (Sr Citizen - Rs 315)
Due to Technical reasons - Rs.50/- (Sr Citizen - Rs 45) (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)
Cheques deposited returned unpaidCharge of Rs 200/- per instance would be levied
Balance Enquiry - at BranchFree
Balance CertificateCurrent year - Free, Previous year - Rs. 50 ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90)
Interest CertificateRs. 50 ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90)
TDS CertificateFree
Account Closure (from account opening date)Upto 14 days - No Charge
15 days upto 12 months - Rs 500/-
Beyond 12 months - No Charge
Photo AttestationRs 100/- per instance
NIL (For Senior Citzens)
Signature AttestationFree ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90)
Address ConfirmationRs 50/- per instance ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90)
Stop Payment Charges

Particular cheque - Rs. 100/- 

Range of cheques - Rs. 200/-

Free through NetBanking

Standing InstructionsSetting up Charges - NIL
Rs. 25 per transaction plus remittance charge
Unarranged overdraftRs 100 per Occasion + 18% Interest p.a
Old records/copy of paid chequesUpto 1 year - Rs. 50 per record, 
Above 1 year - Rs. 100 per record ( w.e.f Aug 01, 2021 - Rs.80, Senior citizen - Rs.72)
Activation of dormant accountNo charges
Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) 
(Charges over and above standard remittance charges for Fund Transfer / NEFT / RTGS .Remittance charges applicable starting first transaction onwards)		- In case the AMB in the previous month is equal to or above Rs 50,000/- No charges would be levied 
-In case the AMB is below Rs 50,000/- 15 txn free/month would be permitted and charge of Rs 75/txn would be levied from the 16th transaction onwards ( w.e.f Aug 01, 2021 - Discontinued)
Number of Cash transactions(Cumulative of Deposit and Withdrawal) (Self or Third Party)4 free cash transactions per month

5th transaction onwards - Rs.150/- per transaction
Value of Cash transactions (Cumulative of Deposit and Withdrawal by Self / Third Party) - Any branchValue upto Rs. 2,00,000/ per month - No charge
above Rs.2,00,000, Rs.5 per thousand or part thereof, subject to a minimum of Rs.150.
*Maximum per day limit is Rs. 25,000 for third party @ Rs.150 charges (NIL for Senior Citizens & Minors)
Cash Handling chargesWithdrawn effective 01st March, 2017
Local Cheque deposited for outstation accountsFree
Phonebanking - IVRFree
Phonebanking - Non IVRFree
ATM CardFree
ATM Card - Replacement chargesRs. 200 (plus taxes as applicable)
Debit Card - Annual Fee - Regular

Rs. 150 per year (plus taxes as applicable)

Debit Card - Annual Fee - Rewards

Rs. 500 per year (plus taxes as applicable)

Debit Card - Annual Fee - TitaniumRs. 250 per year (plus taxes as applicable)
Debit Card - Annual Fee - Titanium RoyaleRs. 400 per year (plus taxes as applicable)
Debit Card - Annual Fee - Times PointsRs. 650 per year (plus taxes as applicable)
Debit Card - Annual Fee - Gold / PlatinumRs.750 per year (plus taxes as applicable)
Debit Card - Annual Fee - Women's Card

Rs. 150 per year (plus taxes as applicable)

Debit Card - Renewal Fee - Regular

Rs. 150 per year (plus taxes as applicable)

Debit Card - Renewal Fee - Rewards

Rs. 500 per year (plus taxes as applicable)

Debit Card - Renewal Fee - TitaniumRs. 250 per year (plus taxes as applicable)
Debit Card - Renewal Fee - Titanium RoyaleRs. 400 per year (plus taxes as applicable)
Debit Card - Renewal Fee - Times PointsRs. 650 per year (plus taxes as applicable)
Debit Card - Renewal Fee - Gold / PlatinumRs.750 per year (plus taxes as applicable)
Debit Card - Renewal Fee - Women's Card

Rs. 150 per year (plus taxes as applicable)

Debit Card - Replacement chargesReplacement of a damaged card - No charges & Replacement of a lost card - Rs. 200 (plus taxes as applicable) (for all card types)
ATM / Debit Card Card - Transaction Charge
HDFC BANK ATMsOther Bank ATMs
First 5 Transactions Free  across all Cities(a) In Top 6 cities** : First 3 Transactions Free
(b) Non Top 6 cities : First 5 Transactions Free
*Includes both financial and non-financial transactions (includes only Balance Enquiry, Mini Statements requests and PIN change transactions)
For transactions done on other bank ATMs, Maximum of 5 transactions free in a month with a cap of Maximum 3 free transactions in Top 6 Cities 
**Top 6 Cities - Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs
Please check with your respective Corporate Salary Manager / Branch Manager for details of the offer.

Transactions over and above free limit will be charges as under:
  • Cash withdrawal - Rs. 20 plus taxes as applicable per transaction
  • Non-Financial Transaction - Rs. 8.5 plus taxes as applicable per transaction
Debit Card - Transaction Charge - Non HDFC Bank International ATMsRs. 25 per balance enquiry & Rs. 125 per cash withdrawal (plus taxes)
The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction
PIN regeneration chargeRs. 50 (plus taxes as applicable)
Decline charge for insufficient balanceTransactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes as applicable)
Add-on Debit Card - Regular

Rs. 150 per year (plus taxes as applicable)

Add-on Debit Card - Rewards

Rs. 500 per year (plus taxes as applicable)

Add-on Debit Card - Gold Card / PlatinumRs.750 per year (plus taxes as applicable)
Add-on Debit Card - Times PointsRs. 650 per year (plus taxes as applicable)
Add-on Debit Card - Women's Card

Rs. 150 per year (plus taxes as applicable)

Add-on Debit Card - TitaniumRs. 250 per year (plus taxes as applicable)
Add-on Debit Card - Titanium RoyaleRs. 400 per year (plus taxes as applicable)
BillPayNot offered
InstaPayRs. 10 (plus taxes as applicable) per transaction
InstaAlertEmail - Free
SMS - Rs. 3/- per quarter, effective 1st July 2021 (plus taxes as applicable)
Visa Money TransferRs. 5 (plus taxes as applicable) per transaction
NEFT Charges - InwardNIL
NEFT Charges- outward
  • Amounts up to Rs. 10,000 - Rs.2.5 (plus taxes as applicable) per transaction
  • Amounts from Rs.10,001 to Rs.1 lakh - Rs. 5 (plus taxes as applicable) per transaction
  • Amounts above Rs. 1 lakh up to Rs. 2 lakh - Rs. 15 (plus taxes as applicable) per transaction
  • Amounts above Rs.2 lakh – Rs.25 (plus taxes as applicable) per transaction
NEFT Charges for Indo Nepal transactionsCustomers having NSBL*A/c - Rs 20/-
Customers having non-NSBL* A/c:
Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd
RTGS - OutwardAbove Rs. 2 lakhs to 5 Lakhs - Rs. 25 (plus taxes as applicable) per transaction
Above Rs 5 Lakhs - Rs. 50 (plus taxes as applicable) per transaction
RTGS - InwardNIL
IMPS (Immediate Payment Service) - Outward
    • Amount up to Rs. 1 lakh - Rs.5 (plus taxes as applicable) per transaction
    • Amount above Rs. 1 lakh up to Rs. 2 lakhs - Rs. 15 (plus taxes as applicable) per transaction
    IMPS (Immediate Payment Service) - InwardNIL
    MobilebankingFree
    NetbankingFree
    ECS / ACH (Debit) Return Charges

    Return in a month

    1st - Rs.450 (Sr Citizen - Rs 400)

    2nd r- Rs.500 (Sr Citizen - Rs 450)

    3rd onwards - Rs.550 (Sr Citizen - Rs 500)

    .
    Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs 50/- per instance
    TIN Regeneration (requests received at the branch for physical dispatch)Rs 50/- per instance ( w.e.f Aug 01, 2021 - Rs.40, Senior citizen - Rs.36)
    IPIN Regeneration (requests received at the branch for physical dispatch)Rs 100/- per instance ( w.e.f Aug 01, 2021 - Rs.40, Senior citizen - Rs.36)
    SI rejectsRs 200/- per instance ( w.e.f Aug 01, 2021 - Discontinued)

    One time Mandate Authorisation Charges per mandate

    (Inward NACH received through physical & online both)    		₹100/- + GST (effective 1st July 2019) ( w.e.f Aug 01, 2021 - Rs.40, Senior citizen - Rs.36)

    *at home branch for account holders (individuals)

    All  fees and charges,mentioned in the tariff of charges,will attract Goods & Services Tax as applicable.


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