FEATURES

ELIGIBILITY

FEES & CHARGES

FAQS


What kind of customers are ideally suited to use Current Account for Professionals?

Current Account for Professionals is ideal for Chartered Accountants, Company Secretaries, Architects and Doctors


How much minimum AQB (Average Quarterly Balance) is required to be maintained for Current Account for Professionals?

AQB Requirement – ₹ 10,000/- (across all locations)


What are the charges applicable for non-maintenance of AQB?

NMC charges: ₹ 1,500/- (per quarter)


What are the key features of Current Account for Professionals?

Following are the key features of Current Account for Professionals:

  • Free cash deposit upto Rs. 10 Lacs per month or 25 transactions (whichever is breached first) at any HDFC Bank branches

  • Free 30 DD’s /PO’s each, per month, payable at HDFC Bank locations

  • Personalized Cheque Book (Payable-at-par) – 50 cheque leaves free per month

  • Free collection of funds through RTGS / NEFT / IMPS

  • Free Local /Anywhere Cheque Payments & Collections & Account to account Funds Transfer at all HDFC Bank locations.

  • Access to Direct Banking Channels – NetBanking, PhoneBanking, InstaQuery & Doorstep Banking


How is cash deposit charged?

Current Account for Professionals offers following free limits for cash deposits:

  • Free Cash Deposits up to ₹ 10 lakhs or 25 transactions (per month), whichever is breached first; at any HDFC Bank branches


What are the free limits for cash withdrawal?

Current Account for Professionals offers following free limits for cash withdrawal:

  • Unlimited cash withdrawal from Home branch

  • No free limits at Non-home branch


What are the free limits for issuing DDs / POs?

Current Account for Professionals offers following free limits for issuing DDs/POs:

  • DD/POs (Bank Location) – free upto 30 each per month

  • DD/POs (Correspondent Bank Location) – No free limits


How many free cheque leaves are offered per month?

Current Account for Professionals offers 50 free cheque leaves, per month.


What are the free limits for bulk transactions?

Current Account for Professionals offers upto 75 free Bulk transactions per month.

(Note: Bulk transactions include all Local & Anywhere clearing and Fund transfers)


How are electronic transactions (NEFT/RTGS/IMPS) charged?

Online NEFT/RTGS payments are free.

Through branch, NEFT payments are charged as follows:

  • Upto ₹ 1 lakh: ₹ 2/- per transaction,

  • Above ₹ 1 lakhs: ₹ 10/- per transaction

Through branch, RTGS payments are charged as follows:

  • Above ₹ 2 lakhs: ₹ 15/- per transaction

IMPS charges on outgoing transactions (through NetBanking & MobileBanking) are as follows:

  • Upto ₹ 1000 : ₹ 3.5/- per transaction,

  • Above ₹ 1000 and upto ₹ 1 lakh: ₹ 5/- per transaction

  • Above ₹ 1 lakh and upto ₹ 2 lakhs: ₹ 15/- per transaction
    (charges exclusive of GST)


What are different ways to access bank account?

Bank anytime, anywhere in person at a branch or ATM, from your laptop or mobile. Click here for more details.