5 surgeries not covered by insurance but covered by EasyEMI

Undergoing a surgery is an expensive business and can take a toll on your savings. While certain surgeries are covered under medical insurance, several others are not. Since many of these treatments are fairly expensive, people in need often postpone their treatment, deeming them inessential. But now, there is no reason for you to delay your surgery any more. HDFC now offers you EasyEMI, an EMI facility through which you can undergo any of these correction surgeries by paying equated monthly instalments. Here are some of the treatments not covered by insurance.

IVF treatment: In vitro fertilisation or IVF is a common infertility treatment that helps women struggling to conceive. It typically costs a couple of lakhs and is not covered by insurance.

Hair transplant: Often used to treat male pattern baldness, hair transplant is also a treatment that is not covered under general medical insurance. The cost of this treatment depends on the number of grafts. The cost of the surgery increases as the number of grafts increase, largely the reason why insurance providers do not cover it.

Liposuction: Liposuction is a cosmetic surgery through which fat is removed from the body so as to change the body’s shape. Liposuction surgery is usually combined with tummy tuck and breast augmentation surgery. Since it is one of the most expensive cosmetic procedures.

Rhinoplasty: Rhinoplasty, known colloquially as a nose job is a correction surgery that helps change the shape, while improving the function of the nose. It is done to correct breathing problems, birth defects or to accidental disfigurement.

Facelift: Facelift is a type of cosmetic surgery done to remove unwanted wrinkles by tightening facial skin. This surgery also helps restore a youthful appearance by reshaping the lower half of the face. Excess facial skin is removed during surgery.

HDFC Bank EasyEMI facility

With HDFC Bank EasyEMI facility you can avail treatments on your HDFC Bank Debit Card / Credit Card or else you can avail Consumer Loans from us. Just want into any partner clinic and avail EasyEMI instantly at No Extra Cost.

Since cosmetic surgeries typically cost from a several thousand to a few lakhs of rupees, the EasyEMI option allows you to undergo these surgeries, without putting a dent in your savings. The EasyEMI on Lifecare facility allows you to make your surgery payments in instalments. You can choose tenures of 3 months to 36 months, on either card and repay the amount in pocket-friendly EMIs.

Looking to opt for EasyEMI? Click here to get started.

* Terms & conditions apply. Consumer Loan disbursal, Debit and Credit Card approvals are at sole discretion of HDFC Bank Ltd