Two Wheeler Loan

Enjoy 2% lower interest rate with 50% discount on processing fee exclusively for HDFC Bank account holders

Apply now for an HDFC Bank Two Wheeler Loan.


  • 2% lower rate and 50% lower Processing Fees for A/c holders
  • Savings upto Rs 2375/-*
  • Check eligibility in 1 minute. Approval in 15 minutes.

*Conditions Apply

(savings calculated on loan amount of Rs 50000/- . Approval TAT from the time of submission of relevant documents at branch with no address change applicable for account holders.)

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  • Affordable
  • Speedy Approval
  • Convenient and Hassle free

Calculate your EMI

Use our Two Wheeler Loan EMI Calculator to find out how much EMI you will have to pay for your Two Wheeler Loan.


Status of Loan Application

Click here to view the status of your Two Wheeler Loan application.


Features & Benefits of Two Wheeler Loan from HDFC Bank

Whatever be your need we have a loan for you. Over the years we have won the trust of our customers and have become market leader in loan products.


You will get some exclusive features and benefits with your HDFC Bank Two Wheeler Loan

Enjoy triple benefits when you take a loan from HDFC Bank:

  • Faster loan - Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  • Competitive pricing – Our loan rates and charges are very attractive
  • Transparency – All charges are communicated up front in writing along with the loan quotation

Eligibility and Documentation of Two Wheeler Loan

Get details on eligibility criteria & documents required for HDFC Bank Two Wheeler Loan

To be eligible for a HDFC Bank Two Wheeler loan, you need to:

  • Be a salaried or self-employed individual.
  • Be between the age of 21 years (at the time of application) and <= 65 years (at the end of the loan tenor).
  • Earn a minimum gross income of Rs. 84,000/- p.a. for salaried profile and Rs. 72,000/- p.a. for self-employed profile.
  • Reside for at least 1 year at the given residence address (in case of transfer from other location with less than 1 year at current location - please provide relevant documents to the bank during loan approval stage).
  • Be working for at least 1 year.
  • Have a phone at your residence or office.

If you are eligible for a HDFC Bank Two Wheeler Loan, you can apply simply by submitting just the following documents:

  • Proof of Identity:
    Any one of Passport Copy/ Photo Credit card- front & reverse/ Voters ID card/ Driving License/ PAN card/ Copy of Company ID card of MNC/ Public Ltd./ PSU/ Govt. company/ Ration Card (If Photo is given).
  • Address Proof:
    Any one of Passport Copy/ Voters ID card/ Driving License/ Rental agreement/ Telephone Bill/ Electricity bill/ Gas Connection Bills/ Ration Card/ Sale deed/ Property purchase agreement/ Credit Card billing statement (latest)/ LIC policy/ Letter from Company or Company provided Accommodation (List of the company's as per the Banks List- ID card of MNC/ Public Ltd.,/ PSU/ Govt. Company Containing the residence address), Address proof in the name of the applicant's Spouse or parents name is acceptable.
  • Income Proof:
    For Salaried : Latest Salary slip for Govt. employees; If Salary slip is not available, Only salary certificate to be accepted with deductions, For Partnership/ Proprietary firms & Pvt. Ltd. Co's- Salary Certificate to be accepted with the following mitigants: Salary Certificate to clearly state the deductions, Name & Designation of the authorized signatory.
    For Self-Employed: Copy of the latest I. T. return.

What are the Special Schemes available?

We have special Two Wheeler loan schemes for you that suit your needs.

  • Tenure up to 48 months.
  • Pre approved Loan of upto 100% for Account Holders on select models.

What are the Interest Rates & Charges of Two Wheeler Loan ?

Enclosed below are HDFC Bank Two Wheeler Loan Interest Rates & Charges

Here is the list of all the charges applicable to your Two Wheeler Loans.

Description of ChargesTwo Wheeler Loans
Loan Processing Charges Maximum - 3% of Loan Amount
Documentation Charges Maximum - 3% of Loan Amount
Pre-payment charges
  • Within 7 months to 12 months from the 1st EMI - 6% of principal outstanding
  • 13-24 months from 1st EMI - 5% of principal outstanding
  • Post 24 months from 1st EMI - 3% of principal outstanding
  • Prepayment is not allowed within six months of EMI repayment
No Due Certificate / No Objection Certificate (NOC) Nil
EMI Late payment penalty 2.5% Per Month on the Unpaid Installment
Stamp Duty At actuals as levied by respective State Govt.
Cheque Bounce / EMI return charges Rs 550/-
Loan cancellation charges: NIL (However client would be charged interest for the interim period between date of loan disbursement to loan cancellation and Processing fees, Documentation charges & Stamp Duty would be retained.)
Legal, Repossession & Incidental charges At actuals
Duplicate NOC Rs. 500/- per request
CIBIL Charges (only on request) Rs. 50
PDD Collection Charges Up to Rs.300/-
Cheque/ECS swapping Charges Rs 500/-
Amortization Schedule Charges Rs 200/-
Special NOC Charges Rs 500/-
Loan Rebooking/Reschedulement Charges Rs 1000/-

Rates offered to customer during the period of Jan'16 to Mar'16

SUPER BIKE TWO WHEELER LOAN 10.27% 14.90% 11.91%
TWO WHEELER LOAN 11.01% 24.00% 22.07%

Annual Percentage Rate offered to customer during the period of Jan'16 to Mar'16

SUPER BIKE TWO WHEELER LOAN 10.29% 15.77% 12.07%
TWO WHEELER LOAN 11.61% 32.05% 23.74%

Note: The above charges are the maximum charges applicable for each type of charge.

* Charges which are in nature of fees are Exclusive of service tax.
Service tax and other government levies, as applicable, would be charged additionally.

Loan Processing fees, Documentation charges & Stamp Duty is non-refundable.

PDD Collection Charges are refundable in case of loan cancellation.

What you can do online

  • To avail a Two Wheeler Loan, you can log a request online and get convenient door step service.

Have questions?


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