Gold Loan

Sampoorna Bharosa Gold Loan
Safe* Quick* Easy*

Enjoy Safe, Secure and Convenient loan processing experience. Your trust is precious to us as your gold is to you.

Apply now for an HDFC Bank Gold Loan.


  • Safe: Unique triple layered security for your gold
  • Quick: spot sanction and disbursal
  • Easy: One page documentation

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  • Special interest rate for women customers
  • Lowest monthly outflow

Documents required

  • Identity Proof (Passport Copy/ Voters ID card/ PAN Card/ Aadhaar Card)
  • Address proof (Passport/ Electricity Bill/Telephone bill/ Aadhaar Card)
  • Signature proof ( Passport/ PAN Card/Banker’s verification/ cheque)

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Why take a Gold Loan from HDFC Bank ?

Whatever be your need we have a loan for you. Over the years we have won the trust of our customers and have become market leader in loan products.

Enjoy triple benefits when you take a Loan from HDFC Bank:

  • Faster loan - Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  • Competitive pricing – Our loan rates and charges are very attractive
  • Transparency – All charges are communicated up front in writing along with the loan quotation

What is Sampoorna Bharosa Gold Loan all about ?

HDFC Bank introduces a safe, simple and easy procedure to unlock the value of your gold with out selling it. Make your gold work more for you in times of need. Here are a few benefits:

What are the eligibility criteria for securing a Gold Loan?

  • Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).
  • Address proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card)
  • Signature proof ( Passport/ PAN Card/Banker’s verification/ cheque)

NOTE: Please note that the loan is granted for Agricultural/Business/ personal purposes. The loan amount cannot be used for purchase of Gold Coins, jewels, land or other speculative purposes. Credit provided is at the absolute discretion of HDFC Bank

What are the fees and charges applicable for Gold Loan- Term Loan?

Here is an exhaustive list of all the fees and charges to be paid for the loan:

FeesAmount to be paid
Loan Processing Charges Upto 0.5%.
Option of Nil Processing fee also available.
Valuation Fee Rs 250 for loan upto Rs 1.5 lacs and Rs 500 for loan over and above Rs 1.5 lacs
Foreclosure charges Upto 1%.
Option of Nil Foreclosure charges also available
Charges for late payment of loan amount 2% p.a. as penal interest over and above applicable rate of interest.
Stamp Duty & other statutory charges As per Applicable laws of the State
Renewal Processing Fees Upto Rs 500
Prepayment/Partpayment charges Upto 1%

NOTE: A Service Tax of 12% and an Education Cess of 3% of the service tax amount will have to be paid on the fees and charges mentioned in the brochure regarding Tariffs, Charges or Fees. For your convenience, these taxes will appear as separate debits in your statements. All fees and charges can be changed at the sole discretion of the Bank.

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