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You are here: Personal Banking > Payment Services > e-Monies Electronic Funds Transfer > Steps for transaction through NEFT         

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Steps for transaction through NEFT
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Steps for adding beneficiary:
NetBanking along with Third Party Funds Transfer facility needs to be enabled
In case you are not registered for the same, please fill the form attached and submit the duly filled form at your nearest HDFC Bank Branch.
In case you are already registered for the service of Third Party Funds Transfer, this service will be made available to you automatically
The IFSC code for effecting the credit card payment through NEFT has to be kept handy after obtaining the same from the credit card issuing bank

Step 1:
Log into HDFC Bank NetBanking using your Customer ID and Password

Step 2: Go to Third Party Transfer

Step 3: Click on “add a beneficiary”. Select Beneficiary Type – Transfer to other bank (using NEFT) and continue

Step 4 : Input the Beneficiary account number/credit card number in the Beneficiary account no/credit card no

Step 5: Select the IFSC code by searching with the bank and branch name and add the beneficiary. (Adding a beneficiary is a one time process). Fill in the complete beneficiary details

For credit card payments, Input the IFSC code of the credit card as given by the card issuing bank
If you do not have the IFSC code, please contact your Credit card issuing bank. Payments using wrong IFSC code may get rejected

Step 7 : Click on "Add" and then "Confirm"

Step 8 : Once you have authenticated yourself at the secure access step, you will get a confirmation message

Please note, post completing addition of beneficiary, it will take 24 hours for the beneficiary / card to get added in the list of beneficiaries

Steps for making the funds transfer/credit card payments:
Step 1: Go to Third Party Transfer and click Transfer to other bank (using NEFT)
Step 2: Select account, beneficiary and fill in the other details, Do review the note mentioned at the bottom for understanding timelines for funds credit..
Step 3: Check the "I accept the terms and conditions" checkbox and Continue
Step 4: Review the details and Confirm. This completes the funds transfer/credit card payment through NEFT
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