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Get liquidity from your investments, without selling them.
With HDFC Bank's Loan against Securities,
you can get an overdraft against your securities like Equity Shares, Mutual
Fund Units(Equity,Debt,FMPs), Gold Exchange Traded Fund(ETF),NABARD's Bhavishya
Nirman Bonds,Policies issued by LIC & Select Private Insurance Companies,
NSC, KVP, UTI Bonds (ARS & US64 Bonds) and Gold Deposit Certificates, while
still retaining ownership. And the best part is that you can continue to enjoy
all your shareholder benefits such as rights, dividends and bonuses
Loan available to NRIs against Shares, Mutual Funds(equity,Debt,FMPs), US64 Bonds,Insurance Policies,NSC,KVP
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Features & Benefits |
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You can enjoy the benefits of your securities
and still avail a loan on the same.
- No EMIs
- No Post Dated cheques
- No Pre-payment charges
- Interest charged only on utilised amount.
- Exhaustive number of approved securities
- Upto 85% Loan
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Overdraft facility can be availed against
pledge of:
* The contribution of single scrip should not exceed 65% of the total portfolio value at any point of time during the tenure of the account.Loan is sanctioned as per applicable internal policy of the Bank. |
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Single Scrip Lending
- ending up to 40% of the value with any Depository Participant. (please
contact us to know the drawing power of the scrips) Click
here to know more. |
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Minimum loan amount: Rs. 50,000/- |
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Pay interest only on the amount outstanding and only for the time you use it. |
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Interest is calculated on the daily outstanding balance and debited to your account every month end. |
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Shares can be pledged from any Depository (NSDL or CDSL) and any Depository Participant across the country. |
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For availing the overdraft facility, the securities need not necessarily be in your name. |
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To receive the overdraft amount, a Current Account with an overdraft limit is created in your name. This entitles you to all the Current Account benefits like FREE International Debit Card, FREE PhoneBanking, FREE NetBanking. |
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Special Benefits : If you have a Loan against Securities from any other bank, simply transfer the loan to us at preferential interest rate.
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Other Ways to apply :
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