FEATURES

About Credila Financial Services Limited


Credila Financial Services Limited, formerly HDFC Financial Services Limited, is India’s first dedicated education loan specialist.

With deep expertise in higher education – both in India and abroad – Credila offers customised education loans designed to match students’ unique needs.

So far, Credila has empowered over 2.10 Lakh students to pursue their dreams across 5000+ Universities in 64+ countries. (*till 30th September 2024)

Your dreams, our support – that’s the Credila advantage.

Loan Amount


Avail 100% loan on Cost of Education.

Cost of Education covers tuition fees & ancillary expenses

Interest Rates


  • Credila offers competitive interest across 5000+ universities in 64+ countries. 
  • Credila offers loan for under-graduate and post graduate studies abroad. 
  • Loans for Credila are eligible for income tax benefits U/S 80-E of India Income Tax Act

Tenure


Credila offers Education Loan for a maximum tenure of 15 years.

The students also have an option to avail repayment moratorium during the study period.

Loan Process


Get Education Loan from Credila in 3 simple steps:

Step 1 

Apply Online::  Fill out the application form digitally and upload documents

Step 2

Application Review:: Get your loan sanction letter after Credila’s credit appraisal

Step 3

Funds Disbursed:: You are all set to get started with your dream education

Collateral options


Credila offers unsecured and secured loans. 

​​​​​​​For Secured loan option, acceptable collateral are:

  • Fixed deposit with HDFC Bank
  • Immovable Collateral like Residential, Commercial, Industrial and Vacant Plot of Land.




    ​​​​​​​Disclaimer: T&C apply. Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited). The education loan facility provided by Credila Financial Services Limited will be at the sole discretion of the Company and within the Company’s prescribed credit and underwriting norms/ guidelines prevailing at the time of processing and disbursing the education loan. Credila reserves the right to change Interest rates without prior intimation.

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