What are the features and benefits of ‘Preferred Banking’?

  • Dedicated Relationship Manager
    At HDFC bank it is our endeavour to nurture a truly personal relationship with you. Your Relationship Manager will cater to all your banking and financial services needs. So, whether you want expert advice on mutual funds or a demand draft issued, you can trust your Relationship Manager to get the job done.
  • Comprehensive Business banking Solutions
    Along with your family's banking needs, we also cater to the financial needs of your business with Business Loans like Working Capital Overdrafts, Trade Finance, Commercial Vehicle Loans, Loan Against Property or Forex Services.
  • Relationship Pricing on a variety of products
    • Get preferential pricing across a wide range of financial products, such as Loans, Preferential Forex rates, Demat/ HSL transaction cost and Locker*.
    • Waiver on charges of a host of services.
    • No charges of Balance enquiries and cash withdrawals if you transact on non HDFC Bank ATMs in India and abroad.
  • Exclusive Lifestyle Privileges
    • Premium Credit Cards from HDFC Bank
      We offer you a range of premium credit cards to choose from. Our premium credit cards give exclusive benefits, accelerated reward points, multiple payment channels, fuel surcharge waivers and much more.
    • Preferred EasyShop Platinum Debit Card
      Free Preferred EasyShop Platinum Debit card with a limit of Rs. 1,00,000 at ATMs and Rs. 1,25,000 at merchant establishments per day.
    • Get product offers and investment insights with the monthly e-newsletter exclusively for Preferred Customers.
  • Customized Investment Solutions
    Comprehensive Investment solutions include tax efficient investment avenues, buying and selling of shares, convenient tax payment options; all under one roof. You can also benefit from our extensive research across Equities, Derivatives, Debt and Mutual Funds, in addition to the expertise of a dedicated Relationship Manager to take care of your financial needs.
  • Banking Convenience

*Terms and Conditions apply. The aforesaid features, benefits and privileges are applicable only till the time the customer is a part of the Preferred programme.

What are the eligibility criteria to become a ‘Preferred Banking’ customer?

You are eligible for the HDFC Bank Preferred Programme ** if you:

  • Hold at least one Savings or Current account, sole or joint, with HDFC Bank.
  • Maintain a minimum Average Monthly balance of Rs. 15 Lakhs across all your accounts (Savings, Current and Fixed Deposits*)
  • Maintain an Average Quarterly Balance of Rs. 2 Lakhs in your Savings account.
  • Maintain an Average Quarterly Balance of Rs. 5 Lakhs in your Current account.

The requisite balance can be maintained over your accounts and over those of your immediate family members.

* The tenor of the Fixed Deposits should be at least six months.
**Entry into the Preferred Programme is at the sole discretion of the Bank.
# HDFC Bank can at its sole discretion, amend any of the services/facilities given in the account either wholly or partially at any time by giving at least 30 days of notice and/or provide an option to switch to other services/facilities.

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