What are the features and benefits of ‘Classic Banking’?

  • Classic Easy Shop Platinum Debit Card
    As a Classic customer, you can get a Classic EasyShop Platinum Debit card absolutely Free. You will have a withdrawal limit of Rs. 1,00,000 per day on your Debit Card and Rs. 1,25,000 when you use your card at a merchant establishment.
  • Credit Cards
    We are proud to offer you a lifetime HDFC Bank Credit Card* that offers you exclusive and preferential benefits.
    *Conditions Apply
  • Locker Facilities
    You can avail of a locker at any branch in the country at a 50% waiver on the annual locker rental rate.
    * Subject to availability
  • HDFC Securities e-Broking Account
    Enjoy the convenience of e-Broking through an HDFC Securities Trading account. Contact your Branch Manager for details on special pricing offered exclusively to you.
  • Monthly Statement
    It's very convenient to track your money with the Bank. As a Classic customer, you will receive a statement every month. Your monthly statement will provide you with details of all your Current Accounts, Savings Accounts and Fixed Deposits for which you are the principal account holder.
  • BillPay
    Leave it to us to take care of your bill payments with HDFC Bank BillPay. You are entitled to a waiver on the annual BillPay charges of Rs. 25 as long as you remain a Classic customer.
  • InstaAlert
    We will keep you informed of select debit and credit transactions on your account once you register for InstaAlerts. You can get these alerts through SMS on the mobile number you have registered with us, or through the email address you have registered with us. In addition, on registering for InstaAlerts, you will also be kept informed each time you use your Debit Card at a merchant establishment.
  • Free Transactions at non-HDFC Bank ATMs
    If you transact at a non-HDFC Bank ATM, the charges for balance enquiry and cash withdrawals will be waived. You can avail of this benefit at any non-HDFC Bank ATM (Visa/ MasterCard/ Euronet/ State Bank of India/ Andhra Bank) across the country.
  • Loans at Special Rates
    As a Classic customer, you are entitled to enjoy reduced pricing on select loan products.
  • Forex
    Just inform your Branch Manager and your currency conversion transactions can earn the benefit of a 5 paise improvement over the day's card rate. This will help you save money when you're buying currency or earn money when you're selling currency.
  • Service Charges
    You will not be charged any service charges for not meeting the minimum Average Quarterly Balance requirement in your savings account, or the savings accounts of your family members (provided their accounts are also linked to your HDFC Bank Classic account).
    Click here to view rates applicable for Current Account.
  • Convenience
    You can enjoy real-time, online banking through our network of over 2,150 branches and over 9,073 HDFC Bank ATMs across the country.
  • e-Age Banking
    Enjoy any time banking at your doorstep through MobileBanking, NetBanking and PhoneBanking.

***All the features and benefits are subject to terms and conditions applied.

What are the eligibility criteria to become a ‘Classic Banking’ customer?

You can avail of these privileges as an HDFC Bank Classic customer if you maintain an account with us in your individual capacity and meet the following criteria:

  • A minimum Average Quarterly Balance of Rs.1 Lakh in a Savings Bank account (this can be maintained across Savings Bank accounts held by you and your immediate family (i.e. spouse/ parents/ children)
    OR
  • A minimum Average Monthly Balance of Rs. 5 Lakhs in a combination of Savings Bank accounts and Term Deposits (this can be maintained across accounts held by you and your immediate family (i.e. spouse/ parents/ children).

* The tenure of the Fixed Deposits should be at least six months.
** HDFC Bank can at its sole discretion, amend any of the services/ facilities given in the account either wholly or partially at any time by giving at least 30 days of notice and/or provide an option to switch to other services/ facilities. Entry into the programme is at the sole discretion of the bank.

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