Custodial Services, part of the Banks Wholesale Banking division, has always been an integral aspect of the organization.
Membership to the HDFC Bank Imperia Programme is by invitation only. To be eligible for the exclusive benefits you need to:
|Product||Benefits to Imperia Customers|
|Demat account||Imperia customers can open multiple Demat accounts with the annual Folio Maintenance charges waived.
This waiver is available even if all the Demat a/cs are linked in to a single Savings a/c.
The Folio Maintenance charges will be waived off. They would be debited and then reversed.
Transaction charges are levied at 0.03% instead of 0.04% charged to regular customers. Minimum of Rs 25 per transaction. Demat charges - Rs.5/- per certificate + Rs. 35/- per request - Rs.40/- (min)
|Debit Card||Imperia customers can avail of the HDFC Bank Imperia Platinum Chip Debit Card for free as long as they are part of the programme. Enhanced limits of Rs.1 lac withdrawal at the ATM and Rs.2.75 lacs at POS & Online. Free Imperia Platinum Chip Debit Card with the following benefits:
(a) 1% CashBack* on shopping
(b) Fuel Surcharge Reversal* across all Fuel Stations.
(c) Personal Accidental Death Insurance* of Upto Rs. 10 Lacs
(d) Chip Technology
(e) Convenience of modifying International Debit Card limits through NetBanking & PhoneBanking.
* Terms & conditions apply.
|Credit Card||Imperia customers can avail of a HDFC Bank Premium Credit Card with annual fees waived as long as they are part of the programme. Primary Customers to be given VISA Signature Credit Card and related ids to be issued as per the eligibility. (Exception-Housewife, Retired & Student)|
|Locker||Annual Locker rental rates at a 100% waiver for Imperia customers. This discount is available for only one locker per group.|
|Forex||- 10 paise better rates
- No issuance fees on TCs
- No FIRC charges
- 50% Waiver on issuance fees on Multicurrency card
|At Par Chequebook||Free by default * Applicable to Savings Account.|
|Combined Monthly Statement||All customers will receive a combined statement at a monthly frequency.
The statement will provide details of all CASA and FD a/cs where the customer is the 1st holder. Imperia customers can avail the facility of a combined e-mail statement.
|Service charges (Non maintenance of AQB charges)||Waived as long as the customer is part of Imperia programme|
|Transactions on Domestic ATM||No charges for usage of HDFC Bank as well as Non HDFC Bank ATMs|
|Self/Third party Cash deposit / Withdrawal at non home branches||No limit for Saving Bank accounts.|
|Free e-age banking||Imperia customers can enjoy the convenience of anytime, anywhere banking via free NetBanking, MobileBanking and PhoneBanking|
|HSL||HSL is at a discounted a/c opening price of Rs.499 ( Under scheme type E ) which is a one time fee and the HSL A/c will be a lifetime free account. Additional Activation benefit is Rs. 2 lac of delivery volume free ( valid for 90 days from the account opening date ).
Scheme Q : Free AOC ( where bank approves Zero AOC and branch bears the cost of Rs 400/-per account against Stamp charges) for Imperia/NR Imperia customers.
|Service Charge waivers for following transactions*||All these charges are waived of for Imperia customers:
- DD/MC charges
- Inter-branch funds transfer charges
- Stop payment charges
- Cheque return charges
- Cheque collection charges
- DD cancellation charges
- Hold mail charges
- Duplicate statement
- Certificate of balance
- Recovery of old records
|CASA sweep-in facility||Customers can nominate funding/ beneficiary accounts and link accounts in the group|
|NEFT||Free through Net banking|
|RTGS||Free through Net banking|
|For Imperia Current Account customers, AQB Charges, Demand Draft** and Pay-Order** charges are waived off. For Regular, Premium, Trade and Plus Current Account Variants, free cash deposit limit is as per respective variant or 8 times Average Monthly Balance (AMB) of previous month, incremental amount above the free limit will be charged as per respective product variant charges.
For all other Current Account charges please refer 'Service Charges and Fees' Section for Current Account. (**Payable at HDFC Bank branch locations) (Respective product charges will apply, for items not in above list.)