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What are the features and benefits of ‘Classic Banking’?
- Classic Easy Shop Platinum Debit Card
As a Classic customer, you can get a Classic EasyShop Platinum Debit card absolutely Free. You will have a withdrawal limit of Rs. 1,00,000 per day on your Debit Card and Rs. 1,25,000 when you use your card at a merchant establishment. - Credit Cards
We are proud to offer you a lifetime HDFC Bank Credit Card* that offers you exclusive and preferential benefits.
*Conditions Apply - Locker Facilities
You can avail of a locker at any branch in the country at a 50% waiver on the annual locker rental rate.
* Subject to availability - HDFC Securities e-Broking Account
Enjoy the convenience of e-Broking through an HDFC Securities Trading account. Contact your Branch Manager for details on special pricing offered exclusively to you. - Monthly Statement
It's very convenient to track your money with the Bank. As a Classic customer, you will receive a statement every month. Your monthly statement will provide you with details of all your Current Accounts, Savings Accounts and Fixed Deposits for which you are the principal account holder. - BillPay
Leave it to us to take care of your bill payments with HDFC Bank BillPay. You are entitled to a waiver on the annual BillPay charges of Rs. 25 as long as you remain a Classic customer. - InstaAlert
We will keep you informed of select debit and credit transactions on your account once you register for InstaAlerts. You can get these alerts through SMS on the mobile number you have registered with us, or through the email address you have registered with us. In addition, on registering for InstaAlerts, you will also be kept informed each time you use your Debit Card at a merchant establishment. - Free Transactions at non-HDFC Bank ATMs
If you transact at a non-HDFC Bank ATM, the charges for balance enquiry and cash withdrawals will be waived. You can avail of this benefit at any non-HDFC Bank ATM (Visa/ MasterCard/ Euronet/ State Bank of India/ Andhra Bank) across the country. - Loans at Special Rates
As a Classic customer, you are entitled to enjoy reduced pricing on select loan products. - Forex
Just inform your Branch Manager and your currency conversion transactions can earn the benefit of a 5 paise improvement over the day's card rate. This will help you save money when you're buying currency or earn money when you're selling currency. - Service Charges
You will not be charged any service charges for not meeting the minimum Average Quarterly Balance requirement in your savings account, or the savings accounts of your family members (provided their accounts are also linked to your HDFC Bank Classic account).
Click here to view rates applicable for Current Account. - Convenience
You can enjoy real-time, online banking through our network of over 2,150 branches and over 9,073 HDFC Bank ATMs across the country. - e-Age Banking
Enjoy any time banking at your doorstep through MobileBanking, NetBanking and PhoneBanking.
***All the features and benefits are subject to terms and conditions applied.
What are the eligibility criteria to become a ‘Classic Banking’ customer?
You can avail of these privileges as an HDFC Bank Classic customer if you maintain an account with us in your individual capacity and meet the following criteria:
- A minimum Average Quarterly Balance of Rs.1 Lakh in a Savings Bank account (this can be maintained across Savings Bank accounts held by you and your immediate family (i.e. spouse/ parents/ children)
OR - A minimum Average Monthly Balance of Rs. 5 Lakhs in a combination of Savings Bank accounts and Term Deposits (this can be maintained across accounts held by you and your immediate family (i.e. spouse/ parents/ children).
* The tenure of the Fixed Deposits should be at least six months.
** HDFC Bank can at its sole discretion, amend any of the services/ facilities given in the account either wholly or partially at any time by giving at least 30 days of notice and/or provide an option to switch to other services/ facilities. Entry into the programme is at the sole discretion of the bank.
Have questions?
Why should I go for HDFC Classic Programme?
The HDFC Bank Classic Programme is a whole new world of banking benefits exclusively for you. As a Classic Customer you and your family are entitled to a host of benefits, including a wide range of preferentially priced products and specialised investment solutions. You will also have a dedicated Personal Banker (PB) who will take care of all your financial needs.
How can I be eligible for the HDFC Classic Programme?
You need a minimum Average Quarterly Balance (AQB) of just Rs. 1 Lakh in your Savings Bank Account (this can be maintained across Savings Bank Accounts held by you and your immediate family (i.e. spouse/ parents/ children).
OR
You need a minimum Average Monthly Balance (AMB) of just Rs. 5 Lakhs in a combination of Savings Bank Accounts and Term Deposits. This can be maintained across accounts of you and your immediate family (i.e. spouse/ parents/ children).
Who will I have to contact for my regular banking queries?
As an HDFC Classic Programme Customer, you will have a dedicated Personal Banker. Your Personal banker will be your one point contact for any banking, service or investment related needs.
Where is the HDFC Classic Programme available?
The HDFC Classic Programme is available across all the HDFC bank branches. HDFC Bank holds a total network of over 3,062 branches.
What are the benefits I get as an HDFC Classic Programme Customer?
As an HDFC Bank Classic Programme customer, you get a host of benefits as mentioned below:
- Classic Easy Shop Platinum Debit Card: As a Classic customer, you can get a Classic EasyShop Platinum Debit card free of charge (no annual charge) that entitles you to an enhanced withdrawal limit of Rs. 1,00,000 per day on ATMs and Rs. 1,25,000 per day when you use your card at a merchant establishments.
- Credit Cards: As a Classic customer, we are proud to offer you a life time HDFC Bank Credit Card*, which offers you a host of exclusive and preferential benefits. *Conditions Apply
- Locker Facilities: Locker facitity: You can avail of a locker at any branch in the country at a 50% waiver on the annual locker rental rate.
* Subject to availability * 50% waiver on locker is available for first locker hired at a customer level - HDFC Securities e-Broking Account: Enjoy the convenience of e-Broking through an HDFC Securities Trading Account. Contact your Branch Manager for details on special pricing offered exclusively to you.
- Monthly Statement: It's more convenient than ever before to track your money with the Bank. As a Classic customer, you will receive a statement every month. Your monthly statement will provide you with details of all CASA and FD accounts, where you are the principal account holder.
- BillPay: Leave it to us to take care of your bill payments with HDFC Bank BillPay, and make utility bill payments hassle-free. Bill pay is free w.e.f. Aug 01, 2011.
- InstaAlert: You can opt to be kept informed of selected debit and credit transactions on your account by registering for our InstaAlert facility. You can get these alerts through an SMS sent to your mobile number (that needs to be registered with us), or through an email sent to your email ID (that needs to be registered with us). In addition, on registering for the InstaAlert facility you will also be kept informed each time you use your Debit Card at a merchant establishment.
- Free Transactions at non-HDFC Bank ATMs: If you transact at non-HDFC Bank ATMs, the charges for balance enquiry and cash withdrawals will be waived. You can avail of this benefit on transactions at any non-HDFC Bank ATM (Visa/ MasterCard/ Euronet/ State Bank of India/ Andhra Bank) across the country.
- Loans at Special Rates: Classic customers are entitled to enjoy reduced pricing on select loan products.
- Forex: Just inform your Branch Manager and your currency conversion transactions can earn you the benefit of an improvement of 5 paise over the day's card rate to help you save money when you're buying currency or earn money when you're selling currency.
- Service Charges: As long as you are a Classic customer, you will not be charged any service charges if you do not meet the minimum Average Quarterly Balance (AQB) requirement in your Savings Account, or the Savings Accounts of your family members (provided these are also linked to your HDFC Bank Classic account).
- Convenience: You can enjoy real-time, online banking through our network of over 2,150 branches and over 9,073 HDFC Bank ATMs across the country.
- e-Age Banking: Enjoy any time banking at your doorstep through MobileBanking, NetBanking and PhoneBanking.
***All the features and benefits are subject to terms and conditions applied.
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