What are the features and benefits of ‘Classic Banking’?

  • Dedicated Personal Banker
    As a Classic customer we believe that you need that extra special attention, and so we assign you to your very own Personal Banker. Your Personal Banker is an experienced and professionally trained individual who first understands your financial requirements and accordingly tailors recommendations while making banking a pleasurable and convenient experience for you. So whether it is expert advise on financial investments or a loan at attractive rates, trust your Personal Banker to get the job done!
  • Relationship Pricing on a variety of products  
    • Get preferential pricing across a wide range of financial products, such as Loans, Preferential Forex rates, Demat / HSL transaction cost and Locker*.
    • Waiver on charges of a host of services.
  • Family Benefits
    To add to your delight, these value added features that you will enjoy as our Classic customer, will be extended to the members of your family as well. Just speak to your Personal Banker for the same.
  • Exclusive Privileges
    • Credit Cards
      We are proud to offer you a range HDFC Bank Credit Cards that offers you exclusive and preferential benefits.
    • Classic Easy Shop Platinum Debit Card
      As a Classic customer, you can get a Classic EasyShop Platinum Debit card absolutely Free. You will have a withdrawal limit of Rs. 1,00,000 per day on your Debit Card and Rs. 1,25,000 when you use your card ( Online + POS ) at a merchant establishment.
    • Combined Monthly Statement:
      As a Classic customer you will receive a combined statement by email every month. Your monthly statement will provide you with details of all your Current Accounts, Savings Accounts and Fixed Deposits for which you are the principal account holder. As per your preference, you could opt for the Passbook facility.
    • E-Newsletter:
      Get product offers and investment insights with the monthly e-newsletter 'Classic Speak' exclusively for Classic Customers.

*Terms and Conditions apply. The aforesaid features, benefits and privileges are applicable only till the time the customer is a part of the Classic programme.

What are the eligibility criteria to become a ‘Classic Banking’ customer?

You can avail of these privileges as an HDFC Bank Classic customer if you maintain an account with us in your individual capacity and meet the following criteria:

  • A minimum Average Quarterly Balance of Rs.1 Lakh in a Savings Bank account (this can be maintained across Savings Bank accounts held by you and your immediate family (i.e. spouse/ parents/ children)
  • A minimum Average Monthly Balance of Rs. 5 Lakhs in a combination of Savings Bank accounts and Term Deposits (this can be maintained across accounts held by you and your immediate family (i.e. spouse/ parents/ children).

* The tenure of the Fixed Deposits should be at least six months.
** HDFC Bank can at its sole discretion, amend any of the services/ facilities given in the account either wholly or partially at any time by giving at least 30 days of notice and/or provide an option to switch to other services/ facilities. Entry into the programme is at the sole discretion of the bank.

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