• 2 Reward Points (RP) on Rs 150 spent. 50% more RP on dining spends
  • Redeem RP as CashBack against outstanding amount on your Credit Card. (100 Reward Points = Rs. 40)
  • Zero Lost Card liability post reporting of the loss of card
  • Fuel Surcharge Waiver for transactions between Rs. 400 - Rs. 5,000 (ST applicable)

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  • Earn a CashBack of Rs. 2,900 on RP accumulated by spending Rs. 5 lakh on your card.
  • Save up to Rs. 1,800 every year on your fuel transactions
  • Get first year fee reversed if you spend Rs. 10,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 50,000 in a year prior to renewal date

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What are the features and benefits of a Titanium Edge Credit Card?


You will get some exclusive features and benefits with your HDFC Bank Titanium Edge Credit Card


  • Titanium Rewards
    You will now enjoy spending on your HDFC Bank Titanium Edge MasterCard Credit Card with 2 Reward Points for every Rs. 150 you spend. Accumulate the Reward Points and redeem them as CashBack against the outstanding amount on your Credit Card. (100 Reward Points = Rs. 40). Redeem your Reward Points for exciting gifts & air miles from an exclusive rewards catalogue, at the applicable redemption rate. Click here for further details.

    Only retail purchases qualify for Reward Points. Cash advance, fees and other charges do not accrue any reward points. Transaction amounts less than Rs. 150 will not accrue any Reward Points. Please note payment of at least Minimum Amount Due is required even if you are redeeming your Reward Points against outstanding on your Card Account.

  • Power Dining
    Your HDFC Bank Titanium Edge Credit Card gives you more reasons to dine out. Enjoy 50% more reward points* on all your Dining spends. Now every meal will be more rewarding.

    * 50% more Reward Points are offered to the Cardholders only on those transactions which are classified under the 'Restaurant' Merchant Category Code (MCC) as defined by VISA/ MasterCard. Merchant Category Code (MCC) classified under ‘Hotel’ categories will not qualify for 50% more Reward Points.

  • Fuel surcharge waiver
    Enjoy complete freedom from fuel surcharge when you purchase fuel between Rs. 400 and Rs. 5000 across fuel stations.
  • Safe & Secure Transactions
    DIP your Chip Card at any Chip enabled POS or swipe your card at any non-chip POS (Regular POS).
  • Zero liability on lost card
    If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
  • Revolving Credit
    You can enjoy Revolving Credit Facility of the Titanium Edge Credit Card at an interest rate of 3.25% per month.
  • Interest free credit
    Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).
  • Credit Card Offers: Click here for exclusive offers on your HDFC Bank Credit Card.


  • Earn CashBack of Rs. 2900 on RP accumulated by spending Rs. 5 lakh on your card. (Assuming 20% spends on dining)
  • Save up to Rs.1800 every year due to
    Fuel Surcharge Waiver (assuming Rs. 6,000 spends on fuel per month)
  • You also get your first year fee reversed if you spend Rs. 10,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 50,000 in a year prior to renewal date.


You are eligible for a Titanium Edge Credit Card based on the following:

Salaried Employee

  • Minimum Age 21 years
  • Maximum Age 60 years

Self Employed

  • Minimum Age 21 years
  • Maximum Age 65 years

What are the fees and charges applicable to a Titanium Edge Credit Card?

Please click here to view the fees and charges applicable on your Titanium Edge Credit Card.

Learn about EMV Chip Cards

HDFC Bank welcomes you to the world of EMV Chip Cards. This range of Credit Cards comes equipped with a Chip Technology that provides you with enhanced security.

At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s range of EMV Chip Cards you can rest assured that your card transactions are safe and completely secure.

The Chip Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.

EMV Chip Cards are currently available on the following Cards:

  • Regalia
  • Superia
  • Platinum Edge
  • Titanium Edge
  • Solitaire
  • Solitaire Premium
  • Doctor's Superia
  • Doctor's Platinum
  • JetPrivilege HDFC Bank World
  • JetPrivilege HDFC Bank Platinum
  • JetPrivilege HDFC Bank Titanium
  • Teacher's Platinum
  • Platinum Plus
  • Visa Signature
  • World Mastercard
  • Titanium

A Must On Your International Tours

Your International travel and shopping experience should always be secure. Here's where your HDFC Bank EMV Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. Your Chip Credit Card helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

There are quite a few countries today where it is considered risky to use Credit Cards as the risks are high. HDFC Bank's EMV Chip Credit Cards helps you side-step this hurdle and provides you with a convenient and satisfying experience on your international trips.

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HDFC Bank Car Loans now easily payable in 7 years*

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