| Description of Charges |
Institutional Savings Account |
| Minimum Balance (Average Monthly Balance) |
Zero |
| Charges on non maintenance thereof |
NIL |
| Cheque Book |
Free |
| Account Statements - Free |
Monthly statements sent by post |
| Issue of duplicate / adhoc statements |
Branch - Rs 100/-
PhoneBanking ( Non IVR) - Rs.75/-
NetBanking, Mobile Banking, PhoneBanking - IVR & ATM - Rs 50/- |
| Hold Statement |
Rs. 400 per year |
| Managers Cheques/Demand Drafts- Issuance/Re-issuance - On HDFC Bank Locations |
| Free DDs** on HDFC Bank locations without limit |
| DD request through NetBanking |
| Upto Rs. 1 Lakh |
Free
Corr bank charges applicable |
| Third party DD* upto Rs. 1 Lakhs |
Free |
|
(*Third Party Registration required .Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the beneficiary address
** Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking )
|
|
| Managers Cheque/Demand Drafts - Cancellation / Revalidation |
Rs. 50 |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
| Rs. 50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs. 1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs. 10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part thereof (Min Rs 300 - to Max Rs 10,000/-) |
|
| Cheque Collection - Local Clearing Zone |
Free |
| Collection of outstation cheques - our bank locations |
Free |
| Collection of outstation cheques - other locations |
Charges for cheques drawn on Non-Branch locations
|
Trust Account
|
| Upto Rs 10,000 |
Rs. 25/-
|
Rs. 10,000/- to Rs. 1,00,000/-
|
Rs. 100/-
|
Rs. 1,00,001/- and above
|
Rs. 150/-
|
|
| Cheque return charges drawn on us - Local |
For the first instance in a quarter - Rs.350/-
2nd instance & above in the same quarter - Rs.750/- |
| Due to Technical reasons - No charge |
|
| Cheque return charges drawn on us deposited in other locations |
Rs. 75 |
| Cheques deposited - outward |
Rs. 100/- |
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free, Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - Nil
15 days upto 6 months - Rs 500/-
6 months upto 12 months - Rs 500/-
Beyond 12 months - Nil |
| Photo Attestation |
Rs 100/- per instance |
| Signature Attestation |
Rs 100/- per instance |
| Address Confirmation |
Rs 100/- per instance |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free through PhoneBanking & NetBanking),
Range of Cheques - Rs. 100 (Free through PhoneBanking & NetBanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transcation plus remittance charge |
| Unarranged overdraft |
NA |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No charges |
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) |
- In case the AMB in the account is above Rs 50,000/- No charges would be levied
- In case the AMB is between the requisite product AMB and Rs 50,000/- 15 txn free/month would be permitted and charge of Rs 75/- per txn would be levied 16th transaction onwards. |
| Interbranch transactions through teller counters - Funds Transfer |
Free |
| Interbranch transactions through teller counters - Cash transactions. |
- Cash transaction value upto Rs. 50,000/ per day - No charge
- Above Rs. 50,000/- Rs 5/- per 1,000/- on the full amount |
| Local Cheque deposited for outstation accounts |
No Charge |
| PhoneBanking - IVR |
Free |
| PhoneBanking - Non IVR |
Free |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert |
Rs. 25 (plus taxes) per qtr per account |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| NEFT Charges - Inward |
NIL |
| NEFT Charges- outward |
- Upto Rs. 1 lakh - Rs. 5 (inclusive of taxes) per transaction
- Above Rs. 1 lakh to 2 Lakhs - Rs. 15 (inclusive of taxes) per transaction
- Above Rs 2 Lakhs - Rs. 25 (inclusive of taxes) per transaction
|
| NEFT Charges for Indo Nepal transactions |
Customers having NSBL*A/c - Rs 20/-
Customers having Non-NSBL* A/c:
Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd |
| RTGS - Outward |
- Rs. 1 lakh to 2 Lakhs - Free
- Above Rs. 2 Lakhs to 5 Lakhs - Rs. 25 (inclusive of taxes) per transaction
- Above Rs 5 Lakhs - Rs. 50 (inclusive of taxes) per transaction
|
| RTGS - Inward |
NIL |
| MobileBanking |
NA |
| NetBanking |
Free |
| ECS (Debit) Return Charges |
- Rs 350/- would be levied on first instance of ECS return in a quarter.
- Rs 750/- would be levied, second instance onwards in the same quarter. |
| Inoperative Account - Account with no customer initiated transaction in the account for past 1 year |
Rs 50/- per quarter |
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) |
Rs 50/- per instance |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) |
Rs 50/- per instance |
| SI rejects |
Rs 200/- per instance |
