| Description of Charges |
Institutional Savings Account |
| Minimum Balance (Average Quarterly Balance) |
Zero |
| Charges on non maintenance thereof |
NIL |
| Cheque Book |
PAP Cheque Book Free - issued by default 25 leaves
Free per calendar quarter
No charges on usage at HDFC Bank locations. |
| Account Statements - Free |
Monthly statements sent by post |
| Issue of duplicate / adhoc statements |
Rs.100 at Branch, Rs.50 per statement through PhoneBanking
(Non-IVR) & ATM, Rs.30 per statement through PhoneBanking (IVR) & MobileBanking,
Free through NetBanking |
| Hold Statement |
Rs. 400 per year |
| Managers Cheques/Demand Drafts- Issuance/Re-issuance
- On HDFC Bank Locations |
| Free
DDs** on HDFC Bank locations without limit |
| DD
request through NetBanking |
| Upto Rs. 1 Lakh |
Free
Corr bank charges applicable |
| Third party DD* upto Rs. 1 Lakhs |
Free |
(*Third
Party Registration required .Customers registered for Third
Party Transfers have a maximum limit of 5 lacs per cust id and
hence can issue multiple DDs of 1 lacs upto 5 lacs and send
it to the beneficiary address
** Only DD amount upto Rs 100,000 for Preferred & Rs 50,000
for other customers accepted at Phonebanking ) |
|
| Managers Cheque/Demand Drafts - Cancellation / Revalidation |
Rs. 50 |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
| Rs.
50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs. 1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs. 10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part thereof
(Min Rs. 300) |
|
| Cheque Collection - Local Clearing Zone |
Collection Free. Courier charges (Rs.20/-) applicable |
| Collection of outstation cheques - our bank locations |
Collection Free. Courier charges (Rs.20/-) applicable |
| Collection of outstation cheques - other locations |
| Cheques
(MICR) drawn on non-branch locations with correspondent bank tie-up
- 0.40% (Min Rs. 25 per inst) + Courier charges (Rs.25/-) applicable |
| Cheques drawn on non-branch
locations with no correspondent bank tie-up/non-MICR cheques -
0.40% (Min Rs. 25 per inst) + Courier charges (Rs.25/-) applicable |
| *
Credit on receipt of clear funds |
|
| Cheque return charges drawn on us - Local |
| Due
to insufficient funds - Rs. 350 |
| Due to Technical reasons
- No charge |
|
| Cheque return charges drawn on us deposited in other
locations |
Rs. 75 |
| Cheques deposited - outward |
Rs. 50 |
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free, Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - No charge
15 days upto 6 months - Rs 100/-
Above 6 months - No charge |
| Photo Attestation |
Rs. 50 |
| Signature Attestation |
Rs. 50 |
| Address Confirmation |
Rs. 50 |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free through PhoneBanking
& NetBanking),
Range of Cheques - Rs. 100 (Free through PhoneBanking & NetBanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transcation plus remittance
charge |
| Unarranged overdraft |
NA |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record, Above 1 year - Rs.
100 per record |
| Activation of dormant account |
No charges |
| Branch transactions |
Free |
| Interbranch transactions through teller counters
- Funds Transfer |
Free |
| Interbranch transactions through teller counters
- Cash transactions |
Cash Deposits upto Rs. 50,000 per day - Free
Cash Withdrawals upto Rs.50,000 per day - Free
Above Rs. 50,000 - Rs. 2.90 per 1000 on the full amount
Third party cash transaction limit of Rs.50,000 per day - Free. Above
Rs.50,000 - Not Allowed |
| Local Cheque deposited for outstation accounts |
No Charge |
| PhoneBanking - IVR |
Free |
| PhoneBanking - Non IVR |
Free |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert |
Rs. 25 (plus taxes) per qtr per account |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| EFT Charges - Inward |
NIL |
| EFT Charges- outward |
NIL |
| RTGS - Outward |
Rs. 0.25 per 1000 per transaction (Min Rs. 50, Max
Rs. 1000) (plus taxes) |
| RTGS - Inward |
NIL |
| MobileBanking |
NA |
| NetBanking |
Free |
| ECS (Debit) Return Charges |
Rs 200 (plus taxes) |
