| Services |
Pension Products |
| Minimum Balance (Average Monthly Balance) |
NIL |
| Charges on non maintenance thereof |
NIL |
| Cheque Book |
Free - 25 cheque leaves per calendar quarter
Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook |
| PAP Cheque book |
NA |
| Account Statements - Free |
Monthly statements to be Collected from branch.
Quarterly statements sent by post |
| Issue of duplicate / adhoc statements |
Branch - Rs 100/-
PhoneBanking ( Non IVR) - Rs.75/-
NetBanking, Mobile Banking, PhoneBanking - IVR & ATM - Rs 50/- |
| Hold Statement |
Rs. 400 |
| Managers Cheques / Demand Drafts- Issuance / Re-issuance - On HDFC Bank Locations |
| DD request through Branch |
| Upto Rs. 10,000 |
Rs. 50
Rs. 40 (Senior Citizens / Individuals in Rural areas)
Rs. 30 through Phonebanking
|
| Rs. 10,001 upto Rs. 50,000 |
Rs. 75 (Rs. 30 through Phonebanking) & Rs. 60 for Senior Citizens / Individuals in Rural Areas.
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking.
|
| Above Rs. 50,000 & upto Rs. 1 Lakh |
Rs. 2.50 per 1000 or part thereof (Min Rs. 150) |
| Above Rs. 1 Lakh |
Rs. 2 per 1000 or part thereof (Max Rs. 10,000) |
| DD request through Netbanking |
| Upto Rs. 1 Lakh |
Rs .30+(Corr. Bank charges if applicable) |
| Third party DD upto Rs. 1,00,000 |
Rs .30+(Corr. Bank charges if applicable) |
| (*Third Party Registration required.Customers registered for Third Party Transfers have a maximum limit of Rs.10 lakhs per cust id and hence can issue multiple DDs of Rs. 1 lakhs upto Rs.10 lakhs and send it to the beneficiary address) |
|
| Managers Cheque/Demand Drafts - Cancellation / Revalidation |
Rs. 50
Rs. 40 (Senior Citizens / Individuals in Rural areas) |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
| Rs. 50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs. 1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs. 10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part thereof (Min Rs 300 - to Max Rs 10,000/-) |
|
| Cheque Collection - Local Clearing Zone |
Free |
| Collection of outstation cheques - our bank locations |
| Charges for cheques drawn on Branch locations
|
| Upto Rs 5,000 |
Rs. 25/-,
Rs. 20/- for Rural branches
|
| Rs. 5,001 to Rs 10,000
|
Rs. 50/-,
Rs. 40/- for Rural branches
|
| Rs. 10,001 to Rs. 1,00,000
|
Rs. 100/-
|
| Rs. 1,00,001 and above
|
Rs. 150/-
|
| Cheques drawn on Speed Clearing Branches
|
| Upto Rs. 1,00,000
|
No charges
|
| Rs. 1,00,001 and above
|
Rs. 140 /- per instrument
|
|
| Collection of outstation cheques - other locations |
| Charges for cheques drawn on Non-Branch locations
|
| Upto Rs 5,000 |
Rs. 25/-,
Rs. 20/- for Rural branches
|
| Rs. 5,001 to Rs 10,000
|
Rs. 50/-,
Rs. 40/- for Rural branches
|
| Rs. 10,001 to Rs. 1,00,000
|
Rs. 100/-
|
| Rs. 1,00,001 and above
|
Rs. 150/-
|
| Cheques drawn on Speed Clearing Branches
|
| Upto Rs. 1,00,000
|
No charges
|
| Rs. 1,00,001 and above
|
Rs. 140 /- per instrument
|
|
| Cheque return charges drawn on us - Local |
Due to Insufficient funds -
First cheque return in a quarter - Rs 350
From second cheque return in the same quarter – Rs 750 per return
Due to Technical reasons -
No charge
|
| Cheque return charges drawn on us deposited in other locations |
Rs. 75 |
| Cheques deposited - Returned Unpaid |
Charge of Rs 100/- per instance would be levied |
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free, Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - No Charge
15 days upto 12 months - Rs 500/-
Beyond 12 months - No Charge
|
| Photo Attestation |
Rs 100/- per instance |
| Signature Attestation |
Rs 100/- per instance |
| Address Confirmation |
Rs 100/- per instance |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free through PhoneBanking and NetBanking),
Range of Cheques - Rs. 100 (Free through PhoneBanking and NetBanking)
|
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transcation plus remittance charge |
| Unarranged overdraft |
NA |
| Cash Delivery (in select cities) |
Rs. 50 per delivery subject to max value of Rs. 1 Lakh |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No charges |
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) |
- In case the AMB in the account is above Rs 50,000/- No charges would be levied
- In case the AMB is between the requisite product AMB and Rs 50,000/- 15 txn free/month would be permitted and charge of Rs 75/- per txn would be levied 16th transaction onwards.
|
| Cash transactions (Cash deposits & withdrawals) |
5 free cash transactions per month would be permitted and Rs 100/- per txn would be levied 6th transaction onwards. |
| Third party cash transactions at non-home branches through teller counters- |
Upto a limit of Rs.50,000 per day - Rs.100 (plus taxes). Above Rs.50,000 - Not allowed |
| Local Cheque deposited for outstation accounts |
Free |
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
Free |
| ATM Card |
NA |
| ATM Card - Replacement charges |
NA |
| ATM Card - Transaction charge for Partner banks - only SBI & Andhra Bank |
Free for first 5 transaction in a month
From 6th transaction onwards -
Cash withdrawal - Rs. 20 (inclusive of taxes) per transaction
Non Financial Transaction - Rs. 8.50 (exclusive of taxes) per transaction
|
| ATM Card - Transaction charge for Non-Partner banks |
NA |
| Debit Card - Annual Fee - Regular |
Free |
| Debit Card - Annual Fee - Titanium |
Rs. 250 per year (plus taxes) |
| Debit Card - Annual Fee - Titanium Royale |
Rs. 400 per year (plus taxes) |
| Debit Card - Annual Fee - Gold / Platinum |
Rs. 500 per year (plus taxes) |
| Debit Card - Annual Fee - Women's Card |
Rs. 100 per year (plus taxes) |
| Debit Card - Renewal Fee - Regular |
Free |
| Debit Card - Renewal Fee - Titanium |
Rs. 250 per year (plus taxes) |
| Debit Card - Renewal Fee - Titanium Royale |
Rs. 400 per year (plus taxes) |
| Debit Card - Renewal Fee - Gold / Platinum |
Rs. 500 per year (plus taxes) |
| Debit Card - Renewal Fee - Women's Card |
Rs. 100 per year (plus taxes) |
| Debit Card - Replacement charges |
Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) |
| Debit Card - Transaction Charge - HDFC Bank ATMs |
Free |
| Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs |
A total of 5 free ATM Financial and Non-Financial transactions per month
Additional transactions
Rs. 20/- (inclusive of taxes) per transaction for ATM Cash Withdrawals
Rs. 8.50/- (exclusive of taxes) per transaction for ATM Non Financial transactions
|
| Debit Card - Transaction Charge - Non HDFC Bank International ATMs |
Rs. 15 per balance enquiry & Rs. 110 per cash withdrawal (plus taxes) |
| Debit Card - Transaction Charge - SBI/Andhra Bank ATMs |
Balance enquiry and Cash withdrawal : Free |
| PIN regeneration charge |
Rs. 50 (plus taxes) |
| Decline charge for insufficient balance |
Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes) |
| Add-on Debit Card - Regular |
Rs. 100 per year (plus taxes) - One add-on card free for the first year |
| Add-on Debit Card - Gold Card / Platinum |
Rs. 500 per year (plus taxes) |
| Add-on Debit Card - Women's Card |
Rs. 100 per year (plus taxes) |
| Add-on Debit Card - Titanium |
Rs. 250 per year (plus taxes) |
| Add-on Debit Card - Titanium Royale |
Rs. 400 per year (plus taxes) |
| BillPay |
Free |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert |
Rs. 25 (plus taxes) per qtr per account |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| NEFT Charges - Inward |
NIL |
| NEFT Charges- outward |
Through NetBanking - Free
Through Branch - Free |
| NEFT Charges for Indo Nepal transactions |
Customers having NSBL*A/c - Rs 20/-
Customers having Non-NSBL* A/c:
Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd |
| RTGS - Outward |
Rs.1,00,000 to Rs.5,00,000 -Rs.25/-,
Rs.5,00,000 and above - Rs. 50/- |
| RTGS - Inward |
NIL |
| Mobilebanking |
Free |
| Netbanking |
Free |
| ECS (Debit) Return Charges |
- Rs 350/- would be levied on first instance of ECS return in a quarter.
- Rs 750/- would be levied, second instance onwards in the same quarter. |
| Inoperative Account - Account with no customer initiated transaction in the account for past 1 year |
Rs 50/- per quarter |
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) |
Rs 50/- per instance |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) |
Rs 50/- per instance |
| SI rejects |
Rs 200/- per instance |
| Cash Handling for cash deposit at home branch |
For non-managed customers
- Cash deposit value upto Rs 1 lakh/day - No charge
- Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof. |
