| Description of Charges |
Kid's Advantage Account |
| Minimum Balance (Average Quarterly Balance) |
| Option 1 |
Rs. 5,000
/- in Kid's Advantage savings account |
| Option 2 |
Nil with a Fixed deposit
of Rs. 50,000/- |
|
| Charges on non maintenance thereof |
| Option 1 |
Rs. 300/-
per quarter |
| Option 2 |
In case of non maintenance
of Rs. 50,000/- Fixed Deposit Rs. 300/- per quarter |
|
| Cheque Book |
First chequebook free of charge. Subsequent cheque books will be charged at Rs. 2 per leaf |
| PAP Cheque book |
NA |
| Account Statements - Free |
Monthly statements to be Collected from branch.
Quarterly statements sent by post |
| Issue of duplicate / adhoc statements |
Rs.100 at Branch, Rs.50 per statement through Phonebanking (Non-IVR) & ATM, Rs.30 per statement through Netbanking, Phonebanking (IVR), & Mobilebanking. |
| Hold Statement |
Rs. 400 per year |
| Passbook issuance* |
Free |
| Duplicate passbook issuance* |
Rs 100/- |
| Managers Cheques/Demand Drafts- Issuance/Re-issuance - On HDFC Bank Locations |
| DD request through Branch |
| Upto Rs. 10000 |
Rs.50
Rs. 40 (Senior Citizens / Individuals in Rural areas)
Rs. 30 through Phonebanking |
| Above Rs.10,000 & upto Rs. 50,000 |
Rs. 75 (Rs. 30 through Phonebanking)
Rs. 60 (Senior Citizens / Individuals in Rural areas)
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking |
| Above Rs. 50,000 & upto Rs. 1 Lakh |
Rs. 2.50 per 1000 or part thereof (Min Rs. 150) |
| Above Rs. 1 Lakh |
Rs. 2 per 1000 or part thereof (Max Rs
10,000/-) |
| DD request through Netbanking |
| Upto Rs. 1 Lakh |
Rs .30+(Corr. Bank charges if applicable) |
| Third party DD* upto Rs. 1 Lakhs |
Rs .30+(Corr. Bank charges if applicable) |
| (*Third Party Registration required.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) |
|
| Managers Cheque/Demand Drafts - Cancellation / Revalidation |
Rs. 50
Rs. 40 (Senior Citizens / Individuals in Rural areas) |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
| Rs. 50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs. 1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs. 10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part thereof (Min Rs
300 - to Max Rs 10,000/-) |
|
| Cheque Collection - Local Clearing Zone |
Free |
| Collection of outstation cheques - our bank locations |
Charges for cheques drawn
on Branch locations
|
Regular Savings Account
|
| Upto Rs 10,000 |
"Rs. 50/-,
Rs. 40/- for Rural branches"
|
Rs. 10,000/- to Rs. 1,00,000/-
|
Rs. 100/-
|
Rs. 1,00,001/- and above
|
Rs. 150/-
|
|
| Collection of outstation cheques - other locations |
Charges for cheques
drawn on Non-Branch locations
|
Regular Savings Account
|
| Upto Rs 10,000 |
"Rs. 50/-,
Rs. 40/- for Rural branches"
|
Rs. 10,000/- to Rs. 1,00,000/-
|
Rs. 100/-
|
Rs. 1,00,001/- and above
|
Rs. 150/-
|
|
| Cheque return charges drawn on us - Local |
| Due to insufficient funds - Rs. 350 |
| Due to Technical reasons - No charge |
|
| Cheque return charges drawn on us deposited in other locations |
Rs. 75 |
| Cheques deposited - outward |
Rs. 50 |
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free, Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - No charge
15 days upto 6 months - Rs 100/-
Above 6 months - No charge |
| Photo Attestation |
Rs. 50 |
| Signature Attestation |
Rs. 50
Rs. 40 (Senior Citizens / Individuals in Rural areas) |
| Address Confirmation |
Rs. 50 |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free through Phonebanking), Range of Cheques - Rs. 100 (Free through Phonebanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transcation plus remittance charge |
| Unarranged overdraft |
NA |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No charges |
| Branch transactions |
Free |
| Interbranch transactions through teller counters - Funds Transfer |
Free |
| Interbranch transactions through teller counters - Cash transactions |
Upto Rs. 50,000 - Free per day, Above Rs. 50,000
- Rs. 2.90 per 1000 |
| Local Cheque deposited for outstation accounts |
No Charge |
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
| Free |
| Rs. 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive |
|
| ATM Card |
Free |
| ATM Card - Replacement charges |
Rs. 100 (plus taxes) |
| ATM Card - Transaction charge for Partner banks - SBI & Andhra Bank |
Balance enquiry - Free
Cash withdrawal - 5 free cash withdrawal transaction per month at
Non-HDFC Bank ATM.
Additional transaction done at Non-HDFC Bank ATM - Rs 20/- per transaction
Per transaction limit will be Rs 10,000/- |
| ATM Card - Transaction charge for Non-Partner banks |
NA |
| Kid's Advantage Debit Card (Maestro) - Annual Fee |
Free |
| Kid's Advantage Debit Card (Maestro) - Renewal Fee |
Free |
| Debit Card - Replacement charges |
Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) |
| Debit Card - Transaction Charge - HDFC Bank ATMs |
Free |
| Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs |
Balance enquiry - Free
Cash withdrawal - 5 free cash withdrawal transaction per month at
Non-HDFC Bank ATM.
Additional transaction done at Non-HDFC Bank ATM - Rs 20/- per transaction
Per transaction limit will be Rs 10,000/- |
| Debit Card - Transaction Charge - Non HDFC Bank International ATMs |
Rs. 15 per balance enquiry & Rs. 110 per cash withdrawal (plus taxes) |
| PIN regeneration charge |
Rs. 25 (plus taxes) |
| Decline charge for insufficient balance |
Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes) |
| BillPay |
Rs. 25 (plus taxes) per qtr per Customer ID |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert |
Free |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| NEFT Charges - Inward |
NIL |
| NEFT Charges- outward |
Through NetBanking
Upto Rs. 1 lac. - Rs. 5 (inclusive of taxes) per transaction
Rs. 1 lac and above - Rs. 25 (inclusive of taxes) per transaction
|
| NEFT Charges for Indo Nepal transactions |
Customers having NSBL*A/c - Rs 20/-
Customers having Non-NSBL* A/c:
Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd |
| RTGS - Outward |
Through NetBanking
Rs. 25 (inclusive of taxes) per transaction
|
| RTGS - Inward |
NIL |
| Mobilebanking |
Free |
| Netbanking |
Free |
| ECS (Debit) Return Charges |
Rs 200 (plus taxes) |
| Passbook facility available at home branch for account holders (individuals) |
Free |
