| Description of Charges |
Family Savings Account |
| Minimum Balance (Average Monthly Balance) |
Combined Average Monthly Balance (AMB) in all accounts
grouped should be Rs. 40,000
Initial pay-in for new accounts:
New accounts being opened & grouped, should be opened with an
initial pay-in amount equivalent to the AMB of that variant.
(eg: Regular Savings Account should be opened with an initial pay-in
of Rs.10,000, Senior Citizens Accounts or Kids Accounts should be
opened with an initial pay-in of Rs.5,000) |
| Charges on non maintenance thereof |
- If Combined AMB is between Rs 20,000 and Rs 40,000/- , Charges of Rs 350/- per group per month would be levied. Charged to the account with the highest balance.
- If Combined AMB is less than Rs 20,000 , Charges of Rs 500/- per group per month would be levied. Charged to the account with the highest balance.
|
| Cheque Book |
Free - 25 cheque leaves per calendar quarter
Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook
|
| PAP Cheque book usage charges |
No Charges |
| Account Statements - Free |
Monthly statements sent by post |
| Issue of duplicate / adhoc statements |
Branch - Rs 100/-
PhoneBanking ( Non IVR) - Rs.75/-
NetBanking, Mobile Banking, PhoneBanking - IVR & ATM - Rs
50/- |
| Hold Statement |
Rs. 400 per year |
| Passbook issuance* |
Free |
| Duplicate passbook issuance* |
Rs 100/- |
| Managers Cheques/Demand Drafts- Issuance/Re-issuance
- On HDFC Bank Locations |
| DD
request through Branch |
Free
DDs upto Rs.50,000 per account per month
Above Rs. 50,000 charged at Rs. 2.50 per 1,000 on incremental amount (Max Rs.10,000)
|
| DD request through Phonebanking
|
Upto
Rs. 50,000 - Rs .30
(Only DD amount upto Rs 100,000 for Preferred/Imperia & Rs 50,000 for other customers accepted at Phonebanking )
|
| DD
request through Netbanking |
| Upto Rs. 1 Lakh |
Rs .30+(Corr. Bank charges
if applicable) |
| Third party DD* upto
Rs. 1 Lakhs |
Rs .30+(Corr. Bank charges
if applicable) |
| (*Third Party Registration required.Customers registered for Third Party Transfers have a maximum limit of 10 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 10 lacs and send it to the benefiacry address)
|
|
| Managers Cheque/Demand Drafts - Cancellation /
Revalidation |
Rs. 50
Rs. 40 (Senior Citizens / Individuals in Rural areas) |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
| Rs.
50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs.
1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs.
10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part
thereof (Min Rs 300 - to Max Rs 10,000/-) |
|
| Cheque Collection - Local Clearing Zone |
Free |
| Collection of outstation cheques - our bank locations |
| Charges for cheques
drawn on Branch locations |
Family Savings
account |
| Upto Rs 5,000 |
Rs. 25/-,
(Rs. 20/- for Rural branches / Senior Citizens Account)
|
| Rs. 5,001/- to Rs. 10,000/- |
Rs. 50/-,
(Rs. 40/- for Rural branches / Senior Citizens Account)
|
Rs. 10,001/- to Rs. 1,00,000/-
|
Rs. 100/-
|
Rs. 1,00,001/- and above
|
Rs. 150/-
|
| cheques drawn
on Speed Clearing Branches |
Family Savings
account
|
| Upto Rs. 1,00,000 |
No charges |
Rs. 1,00,001/- and above
|
Rs. 140 /- per instrument |
|
| Collection of outstation cheques - other locations |
| Charges for cheques
drawn on Non-Branch locations |
Family Savings
account |
| Upto Rs 5,000 |
Rs. 25/-,
(Rs. 20/- for Rural branches / Senior Citizens Account)
|
| Rs. 5,001/- to Rs. 10,000/- |
Rs. 50/-,
(Rs. 40/- for Rural branches / Senior Citizens Account)
|
Rs. 10,001/- to Rs. 1,00,000/-
|
Rs. 100/-
|
Rs. 1,00,001/- and above
|
Rs. 150/-
|
| cheques drawn
on Speed Clearing Branches |
Family Savings
account
|
| Upto Rs. 1,00,000 |
No charges |
Rs. 1,00,001/- and above
|
Rs. 140 /- per instrument |
|
| Cheque return charges drawn on us - Local |
Due to Insufficient funds -
Charges due to Funds transfer cheque return - Rs. 350/-
|
| Due to Technical reasons - No charge |
|
| Cheque return charges drawn on us deposited in
other locations |
Rs. 75 |
| Cheques deposited returned unpaid |
Charge of Rs 100/- per instance
would be levied |
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free, Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - Nil
15 days upto 12 months - Rs 500/-
Beyond 12 months - Nil |
| Photo Attestation |
Rs 100/- per instance |
| Signature Attestation |
Rs 100/- per instance |
| Address Confirmation |
Rs 100/- per instance |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free through Phonebanking
and NetBanking), Range of Cheques - Rs. 100 (Free through Phonebanking
and Net banking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transcation plus
remittance charge |
| Unarranged overdraft |
NA |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record, Above 1 year -
Rs. 100 per record |
| Activation of dormant account |
No charges |
| Branch transactions (Includes only Cheque deposit/Cheque
issuance/Funds Transfer Debit/NEFT/RTGS) |
| Accounts
maintaining AMB |
Accounts
not maintaining AMB |
- In case
the AMB in the account is above Rs 50,000/- No charges
would be levied
- In case the AMB is between the requisite product AMB and
Rs 50,000/- 15 txn free/month would be permitted
and charge of Rs 75/- per txn would be levied
16th transaction onwards. |
3
free transactions in a month would be permitted and
Rs 75/- per txn would be levied 4th transaction
onwards. |
|
| Cash transactions (Cash deposits & withdrawals)
|
| Accounts
maintaining AMB |
Accounts
not maintaining AMB |
| 5
free cash transactions per month would be permitted
and Rs 100/- per txn would be levied 6th
transaction onwards. |
2
free transactions in a month would be permitted and
Rs 100/- per txn would be levied 3rd transaction
onwards. |
|
| Interbranch transactions through teller counters
- Funds Transfer |
Free |
| Interbranch transactions through teller counters
- Cash transactions. |
| Accounts
maintaining AMB |
Accounts
not maintaining AMB |
- Cash transaction
value upto Rs. 50,000/ per day - No charge
- Above Rs. 50,000/- Rs 5/- per 1,000/- on the full
amount |
For any value
of cash transaction charge of Rs 5 per 1,000/-,
would be levied. (Min charge amount - Rs 100/-).
|
|
| Local Cheque deposited for outstation accounts |
No Charge
|
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
Free |
| ATM Card |
Free |
| ATM Card - Replacement charges |
Rs. 100 (plus taxes) |
| ATM Card - Transaction charge for Partner banks
- SBI & Andhra Bank |
Balance enquiry - Free
Free Cash withdrawal transactions at any other Bank ATM |
| ATM Card - Transaction charge for Non-Partner banks |
NA |
| Debit Card - Annual Fee - Regular |
Free for all applicants |
| Debit Card - Annual Fee - Gold |
Rs. 250 per year (plus taxes) for all applicants |
| Debit Card - Annual Fee - Women's Card |
Rs. 100 per year (plus taxes) |
| Debit Card - Renewal Fee - Regular |
Rs. 100 per year (plus taxes) |
| Debit Card - Renewal Fee - Gold |
Rs. 500 per year (plus taxes) |
| Debit Card - Renewal Fee - Women's Card |
Rs. 100 per year (plus taxes) |
| Debit Card - Replacement charges |
Replacement of a damaged card - No charges &
Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) |
| Debit Card - Transaction Charge - HDFC Bank ATMs |
Free |
| Debit Card - Transaction Charge - Non HDFC Bank
Domestic ATMs |
Free Cash withdrawal transactions at any other
Bank ATM |
| Debit Card - Transaction Charge - Non HDFC Bank
International ATMs |
Rs. 15 per balance enquiry & Rs. 110 per cash
withdrawal (plus taxes) |
| Debit Card - Transaction Charge - SBI/Andhra Bank
ATMs |
Balance enquiry and cash withdrawals: Free |
| PIN regeneration charge |
Rs. 50 (plus taxes) |
| Decline charge for insufficient balance |
Transactions declined at other Bank ATMs anywhere
in the world or at a Merchant outlet outside India due to insufficient
funds will be charged at Rs. 25 per transaction (plus taxes) |
| Add-on Debit Card - Regular |
Rs. 100 per year (plus taxes) - One add-on card
free for the first year |
| Add-on Debit Card - Gold Card |
Rs. 500 per year (plus taxes) |
| Add-on Debit Card - Women's Card |
Rs. 100 per year (plus taxes) |
| BillPay |
Free |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert |
Free |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| NEFT Charges - Inward |
NIL |
| NEFT Charges- outward |
Upto Rs. 1 lakh - Rs. 5 (inclusive of taxes) per transaction
Above Rs. 1 lakh to 2 Lakhs - Rs. 15 (inclusive of taxes) per transaction
Above Rs 2 Lakhs - Rs. 25 (inclusive of taxes) per transaction
|
| NEFT Charges for Indo Nepal transactions |
Customers having NSBL*A/c - Rs 20/-
Customers having Non-NSBL* A/c:
Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd |
| RTGS - Outward |
RTGS - Outward:
Above Rs. 2 Lakhs to 5 Lakhs - Rs. 25 (inclusive of taxes) per transaction
Above Rs 5 Lakhs - Rs. 50 (inclusive of taxes) per transaction
|
| RTGS - Inward |
NIL |
| Mobilebanking |
Free |
| Netbanking |
Free |
| ECS (Debit) Return Charges |
- Rs 350/- would be levied on first instance of ECS return in a quarter.
- Rs 750/- would be levied, second instance onwards in the same quarter. |
| Inoperative Account - Account with no customer
initiated transaction in the account for past 1 year |
Rs 50/- per quarter |
| Any Deliverable returned by courier due to negative
reasons (no such consignee/ consignee shifted and no such address) |
Rs 50/- per instance |
| TIN/IPIN Regeneration (requests received at the
branch for physical dispatch) |
Rs 50/- per instance |
| SI rejects |
Rs 200/- per instance |
| Cash Handling for cash deposit at home branch |
For non-managed customers
- Cash deposit value upto Rs 1 lakh/day - No charge
- Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof.
|
