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Overdraft against Deposits

With HDFC Bank's Loan against Fixed Deposit, you can get an overdraft against your NRE / NRO / FCNR while still retaining ownership.

Deposit Type OD limit
NRE 90% of the deposit amount
NRO 90% of the deposit amount
FCNR 70% of the deposit amount

Deposits cannot be prematurely withdrawn if there is an outstanding overdraft against those deposits.

To avail the facility, kindly contact your Relationship Manager / Branch or call our 24*7 PhoneBanking Service.

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