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HDFC Bank is headquartered in Mumbai. As of March 31, 2014, the Bankís distribution network was at 3,403 branches in 2,171 cities.All branches are linked on an online real-time basis. Customers in over 1397 locations are also serviced through Telephone Banking. The Bankís expansion plans take into account the need to have a presence in all major industrial and commercial centres, where its corporate customers are located, as well as the need to build a strong retail customer base for both deposits and loan products. Being a clearing / settlement bank to various leading stock exchanges, the Bank has branches in centres where the NSE / BSE have a strong and active member base.

The Bank also has a network of 11,256ATMs across India. HDFC Bankís ATM network can be accessed by all domestic and international Visa / MasterCard, Visa Electron / Maestro, Plus / Cirrus and American Express Credit / Charge cardholders.