Banking tasks used to be boring errands that took hours, or sometimes days, to complete. Whether you wanted to transfer money to someone, apply for a loan or check your balance, it required going to the bank, filling out a slip or multiple forms before getting anything done. Thanks to digital banking, however, these tasks now take minutes to complete and from just about anywhere.
As one of the most digitally-forward banks, HDFC Bank combines the advancement of technology and banking services to offer customers the liberty to bank from home. With digital banking facilities that can be accessed 24X7, it ensures ease of usage, convenience, speed and most importantly, security. Here are some of the ways you can manage your finances digitally with HDFC Bank:
Mobile wallet - PayZapp
With this mobile payment app, you can transfer money, shop online, pay bills, recharge your phone, apply for a personal loan and much more, all with just a few clicks. But PayZapp offers more than convenience; you can also enjoy exclusive cashback and discount offers on shopping, grocery purchases, movie bookings when paying through this mobile wallet. Getting started is as simple as linking the app to your HDFC Bank account.
SmartBuy
E-commerce sites have completely changed the way people shop. They have brought convenience, ease and savings, all of which are excellent benefits. HDFC Bank's SmartBuy offers all this and more; along with purchasing appliances, phones and other items, you can compare and book flights and hotels via this website. As an added advantage, you can even redeem HDFC Bank credit card rewards, allowing for more savings and the chance to bag the best deals. Through SmartBuy, you can also get exciting offers on Amazon, Flipkart, Oyo Rooms, Redbus, MakeMyTrip and others.
NetBanking
Digital banking means having access to your bank account at any time and from anywhere. HDFC Bank's NetBanking portal can be accessed from your computer or smartphone and enables you to conduct various banking tasks from paying loan EMIs and credit card bills to making investments, remitting money internationally to buying insurance products. In addition to making it possible to bank from the comfort of your home, HDFC Bank NetBanking involves multi-step transaction and transfers to ensure complete security of your account.
MobileBanking
While internet banking has already made things convenient, MobileBanking is the cherry on the cake. All you need is a smartphone, and you are ready to 'bank on the go'. The HDFC Bank Mobile app allows you to perform tasks such as ordering cheque books, managing taxes, applying for loans and other banking functions from your comfort.
Account opening
Remember the last time you opened a bank account? You probably had to visit a bank, fill up an extensive form, attach relevant documents, stand in a line to submit the papers and then wait a few days to have your account up and running.
To open your HDFC Bank Savings Account here. You only require a working mobile number, Aadhaar number, a PAN number and voila, a digital account for all your banking needs. You will receive your account number and customer ID immediately. Your account gets enabled for NetBanking and MobileBanking automatically and you can do Cardless Cash withdrawals. Hence, you can enjoy a host of digital privileges as an HDFC Bank customer.
These are just several ways that HDFC Bank is providing customers with secure digital banking functions from any place that is convenient for them. And while you manage your money based on your needs, HDFC bank continues to work on new ways to serve you better. Click here to get started.
*The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
