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Open Current Account Online

HDFC Bank offers a Current Account to meet every kind of requirement from every kind of organisation – be it a large corporate, a small entrepreneur, a charitable trust, a housing society, a hospital or a professional.

With HDFC Bank Current Accounts, you can efficiently manage cash, simplify your payments and collections, and benefit from a wide range of free banking services such as fund transfers, local clearing, dynamic limits, cash deposits and withdrawals, etc.

Max Advantage Current Account

  • Dynamic Pricing ensures cost-efficiency at all times with increase in value
  • Deposit and withdraw cash upto 12 times current month AMB at any HDFC Bank branches
  • Unlimited Free NEFT/RTGS/IMPS
  • AQB waiver basis 30 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Ascent Current Account

  • incomeMultiplier Benefits across all nature of transactions
  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • paymentIssue 50 DDs/ POs month free for every 1 lac of balance maintained
  • PaymentAQB waiver basis 5 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Activ Current Account

  • Dynamic Pricing ensures cost-efficiency at all times with increase in value
  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • Issue 30 DDs/ POs month free for every 1 lac of balance maintained
  • AQB waiver basis 3 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Plus Current Account

  • Deposit up to ₹ 12 lakhs cash free per month or 50 transactions (whichever is breached first) at any HDFC Bank branches
  • Withdraw up to Rs. 1 lakh a day at HDFC Bank Non-Home Branches
  • Issue 50 DDs and 50 POs a month free from any HDFC Bank branch.
  • AQB waiver basis 7 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Premium Current Account

  • Deposit up to ₹ 3 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Withdraw up to Rs. 25,000 cash per day at HDFC Bank Non Home Branches
  • Get 100 free payable at par cheque leaves per month
  • AQB waiver basis 4 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Regular Current Account

  • Deposit up to ₹ 2 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations
  • Get instant alerts on your transactions through our InstaAlert service

Vyapar Current Account

  • The complete business and banking solution for merchants
  • Zero-balance current account with auto-upgrade benefits*
  • Accept & make payments digitally with Smarthub Vyapar App
  • Get access to quick & easy finance
  • Insure from uncertainties with Business Insurance Policy

Startup Current Account

  • Adjusts to your startups growing business needs
  • Zero Non-Maintenance charges for first 4 quarters
  • Exciting bundled offerings for HDFC Bank startup customers

Saksham Current Account

  • Zero Non Maintenance charges for 2 calendar half years (including account opening year)
  • Deposit cash up to 50 lacs OR 50 txns per month (whichever is breached first) at HDFC Bank branch in your city
  • Withdraw cash up to 1 lac per day FREE at HDFC Bank Non-Home Branches

e-Commerce Current Account

  • Flexibility to deposit / withdraw cash across any of the HDFC Bank Branches for free*
  • Free local / anywhere cheque collection and payment.
  • Free RTGS / NEFT / Fund Transfer payment.

Escrow Account Solutions

  • Efficient & effective handling of complex escrow arrangements through our specialised escrow desk
  • No transaction charges in escrow accounts
  • H2H / API Integration facility

Current Account For Professionals

  • Free Cash Deposits up to Rs. 10 lakhs per month OR 25 txns (whichever is breached first) at any HDFC Bank Branches.
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations.
  • Issue 30 DDs and 30 POs a month free from any HDFC Bank branch.

Agri Current Account

  • Deposit up to ₹ 10 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Withdraw cash free at home branches
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations.

Institutional Current Account

  • No need to maintain balance in this account
  • Free cash deposit up to ₹50 lakhs per month or 50 transactions (whichever is breached first) combined limit across HDFC Bank home and non-home branch
  • Issue Unlimited Free Demand Draft (DD) & Pay Orders (PO) payable at all HDFC Bank Locations

RFC - Domestic Account

  • Open your RFC account in three currencies – USD, EUR, GBP
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

Exchange Earners Foreign Currency (EEFC) Account

  • Open your EEFC account in multiple currencies
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

CSR / Unspent CSR Account

  • Conduct your transactions seamlessly anytime, anywhere via Internet banking for your CSR Account.
  • Open an unspent CSR account with no obligatory minimum balance
  • Account can be opened with number of your choice.