Annual Spends benefit Terms and Conditions

Earn 10,000 Reward Points when you achieve spends of Rs. 5,00,000 in anniversary year and additional 5,000 Reward Points when you achieve Rs 8,00,000 in the same anniversary year.
Anniversary year is defined as 12 months period from card setup or last upgrade/downgrade date. For ex: if your card setup/upgrade/downgrade date is 18th January 2022, anniversary year will be 18th January 2022 to 17th January 2023 and so on.
The benefit is applicable to cards set up post 17th Jan 2018
In case existing business card gets upgraded or downgraded during the anniversary cycle to other business card variant, customer will qualify for annual spend benefit on old card only if annual spend target is achieved before the date of upgrade/downgrade
Spends calculation for annual spend benefit (feature if applicable) on the new business card variant will start from date of upgrade/downgrade.

EMI transactions won't be considered for spend calculation
Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the Reward Point is to be posted, will not be eligible for the Reward Point under this offer.

Annual Spends benefit Terms & Conditions